Saginaw County property record for 3509 Studor Rd, Saginaw, MI 48601
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,622 sqft · built 1960 |
| Lot Size | 0.504 acres (21,954 sqft) |
| Owner | Company Name on File |
| Last Sale | $91,200 (May 2026) |
| Tax Bill | $2,398 (2025) |
| Deeds & Mortgages | May 2026 Foreclosure Oct 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-11-5-08-3018-000 |
| Primary APN | 09-11-5-08-3018-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,622 sqft Living Area |
| 1st Floor Area | 1,622 sqft |
| Basement Area | 1,316 sqft |
| Unfinished Basement | 1,316 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,954 sqft (0.504 acres) |
| Lot Dimensions | 158 ft deep x 139 ft wide |
| Garage Area | 340 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 78 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 3509 STUDOR RD |
|---|---|
| City | SAGINAW |
| State | MI |
| Zip | 48601-5742 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 139 FT OF W 157.6 FT OF NW 1/4 OF SW 1/4 -- 0.50 ACRES SEC 08 T11N R5E |
| Legal Range | 05E |
| Legal Township | 11N |
| Legal Section | 08 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | BRIDGEPORT |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 11600 |
3509 Studor Rd is owned by a company that bought it in May 2026 and is owner-occupied.
Source: Saginaw County records, as of October 19, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3637 SENTARA WAY, VIRGINIA BEACH, VA 23452-4262 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 27, 2026 | Sheriff's Deed, Foreclosure NONE LISTED ON DOCUMENT |
| Oct 23, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Oct 27, 2020 | Warranty Deed, Transfer · FHA Mortgage LAKE MICHIGAN CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 27, 2026 · Amount on File |
| Deed Sale | May 27, 2026 · Amount on File |
| Prior Sale | Oct 27, 2020 · Amount on File |
| Deed Document Number | 202614163 |
| Prior Transfer Date | May 15, 2026 |
| Prior Transfer Doc | 0000014163 |
| Record Updated | Oct 29, 2026 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | May 27, 2026 |
| Property Address | 3509 STUDOR RD, SAGINAW, MI 48601-5742 |
| Document Number | 0000014163 |
| Instrument Date | May 15, 2026 |
| Instrument | 202614163 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $69,084.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3637 SENTARA WAY, VIRGINIA BEACH, VA 23452-4262 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 3509 STUDOR RD, SAGINAW, MI 48601-5742 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3509 STUDOR RD, SAGINAW, MI 48601-5742 |
| Document Number | 0000023261 |
|---|---|
| Date | Oct 23, 2023 |
| Instrument | 2023023261 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Oct 27, 2020 |
| Property Address | 3509 STUDOR RD, SAGINAW, MI 48601-5742 |
| Document Number | 2020027142 |
| Instrument Date | Oct 19, 2020 |
| Instrument | 2020027142 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2021 |
| Title Company | TITLE RESOURCE AGENCY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $787.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3509 STUDOR RD, 3509, SAGINAW, MI 48601-5742 |
| Name | Verified Name |
|---|---|
| Address | 3509 STUDOR RD, SAGINAW, MI 48601-5742 |
| Document Number | 2020027143 |
|---|---|
| Date | Oct 27, 2020 |
| Instrument | 2020027143 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Number | 0000027144 |
|---|---|
| Date | Oct 27, 2020 |
| Instrument | 2020027144 |
| Name | MICHIGAN STATE HOUSING DEV AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | LANSING, MI 48912 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 3509 Studor Rd was $2,398 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Bridgeport Charter Township |
| Unified School District | Bridgeport-Spaulding Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $79,200 (+10.15%) | $158,400 (+10.15%) | |
| 2025 | $2,398.00 Homeowner's exemption | $71,900 | $143,800 |
| 2023 | $55,000 | $110,000 | |
| 2022 | $1,948.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3509 Studor Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1996) |
| Most Recent Claim | Jun 1996 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3509 Studor Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRIDGEPORT TOWNSHIP serves 10,104 people · EPA ID MI0000840 |
|---|---|
| Water Source | Purchased surface water from CITY OF SAGINAW |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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