3509 Spicebush Cir, Wilson, NC 27896 Property Records

Wilson County property record for 3509 Spicebush Cir, Wilson, NC 27896

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,282 sqft · built 2013
Lot Size	0.61 acres (26,572 sqft)
Owner	Individual Name on File
Last Sale	$575,000 (Nov 2022)
Tax Bill	$6,479 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Sep 2013 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`3713-67-6036.000`

Property Details

APN / Parcel Number

Primary APN	`3713-67-6036.000`
Alternative APNs	`3713676036` `1129040`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,282 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Lot Area	26,572 sqft (0.61 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	3509 SPICEBUSH CIR
City	WILSON
State	NC
Zip	27896-8048
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR4
Legal Description	3509 SPICEBUSH CIR N L42S11 EAGLE FARM 1.00LT
Legal Subdivision	FINAL EAGLE FARM
Jurisdiction	WILSON NC
Township / Civil Division	WILSON
Census Block Group	1
Census Block	1006
Census Tract	602

Owner

3509 Spicebush Cir is owned and occupied by an individual who bought it in November 2022.

Source: Wilson County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	3509 SPICEBUSH CIR, WILSON, NC 27896-8048
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Sep 19, 2013	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Nov 5, 2012	Deed of Trust, Mortgage · Construction Mortgage CORNERSTONE BANK
Nov 21, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED BANK
Jul 16, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Jul 31, 2012	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2022 · Amount on File
Deed Sale	Nov 21, 2022 · Amount on File
Prior Sale	Jul 16, 2018 · Amount on File
Deed Book / Page	2993 / 712
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILSON NC
Property Address	3509 SPICEBUSH CIR, WILSON, NC 27896-8048
Transaction Type	Mortgage
Record Updated	May 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002914/182
Date	Aug 17, 2021
Book Page	2914/182

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.75%
Index	1-Year CMT
Max Rate	7.75%

September 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILSON NC
Property Address	3509 SPICEBUSH CIR, WILSON, NC 27896-8048
Transaction Type	Mortgage
Record Updated	May 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002549/374
Date	Sep 19, 2013
Book Page	2549/374
Instrument	02549_00374

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2043

November 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILSON NC
Property Address	3509 SPICEBUSH CIR, WILSON, NC 27896-8048
Transaction Type	Mortgage
Record Updated	May 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002506/892
Date	Nov 5, 2012
Book Page	2506/892
Instrument	2506-892

Lender

Name	CORNERSTONE BANK
Type	Bank
Address	WILSON, NC 27894

Agreement

Type	Construction Mortgage
Amount	Amount on Record

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILSON NC
Recording Date	Nov 21, 2022
Property Address	3509 SPICEBUSH CIR, WILSON, NC 27896-8048
Document Number	002993/712
Book / Page	2993 / 712
Map Reference	MB 37 PG 25
Instrument Date	Nov 10, 2022
Transaction Type	Transfer
Record Updated	May 25, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3895 RANYA DR, COMMERCE TOWNSHIP, MI 48382-4483

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3509 SPICEBUSH CIR, WILSON, NC 27896-8048

Mortgage

Document Number	0002993715
Date	Nov 21, 2022
Instrument	2993-715

Lender

Name	UNITED BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2027
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	7.37%
Index	1-Year CMT
Margin	3
Max Rate	11.3%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILSON NC
Recording Date	Jul 16, 2018
Property Address	3509 SPICEBUSH CIR, WILSON, NC 27896-8048
Document Number	002750/210
Book / Page	2750 / 210
Map Reference	MB37 PG25
Instrument Date	Jul 11, 2018
Transaction Type	Transfer
Record Updated	May 25, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$830.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3509 SPICEBUSH CIR, WILSON, NC 27896-8048

Mortgage

Document Number	002750/214
Date	Jul 16, 2018
Book Page	2750/214

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

July 2012: Deed, Transfer

Document Type	Deed
Jurisdiction	WILSON NC
Recording Date	Jul 31, 2012
Property Address	3509 SPICEBUSH CIR, WILSON, NC 27896-8048
Document Number	002494/697
Book / Page	2494 / 697
Map Reference	MB37 PG25
Instrument Date	Jul 25, 2012
Instrument	2012-00005465
Transaction Type	Transfer
Record Updated	May 25, 2026

Transaction

Amount	Amount on Record
Tax	$106.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3210 WALBROOK PL N, WILSON, NC 27896-1715

Tax Assessment & Valuation

The 2025 property tax bill for 3509 Spicebush Cir was $6,479.

Source: Wilson County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Wilson County
Municipality	Wilson City
Unified School District	Wilson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$578,466 (-) Land $70,000 Building $508,466	$578,466 (-) Land $70,000 Building $508,466
2025	$6,479.00	$578,466 (-) Land $70,000 Building $508,466	$578,466 (-) Land $70,000 Building $508,466
2024		$578,466 Land $70,000 Building $508,466	$578,466 Land $70,000 Building $508,466
2021	$4,778.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3509 Spicebush Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective June 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2014–2018)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3509 Spicebush Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WILSON serves 50,332 people · EPA ID NC0498010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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