3509 Spenser Ln, Madison, WI 53704 Property Records

Dane County property record for 3509 Spenser Ln, Madison, WI 53704

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,252 sqft · built 1958
Lot Size	0.186 acres (8,124 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Aug 2022)
Tax Bill	$5,232 (2024)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0810-302-0412-7`

Property Details

APN / Parcel Number

Primary APN	`0810-302-0412-7`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,252 sqft Living Area
1st Floor Area	952 sqft
Basement Area	510 sqft
Finished Basement	300 sqft
Family Room	Family Room
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1983
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Flat
Roof Material	Rolled Roofing
Lot Area	8,124 sqft (0.186 acres)
Lot Dimensions	125 ft deep x 65 ft wide
Terrain	Steep
Driveway	Driveway
Driveway Area	760 sqft
Patio Area	153 sqft

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3509 SPENSER LN
City	MADISON
State	WI
Zip	53704-2314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR-C1
Legal Description	BERKELEY, BLK 2, LOT 12
Legal Range	10
Legal Township	08
Legal Section	30
Legal Subdivision	BERKELEY, BLK 2
Legal Block	2
Legal Lot Number	12
Jurisdiction	DANE WI
Township / Civil Division	MADISON
Census Block Group	1
Census Block	1027
Census Tract	2402

Owner

Source: Dane County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3509 SPENSER LN, MADISON, WI 53704-2314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2022	Warranty Deed, Transfer · Conventional Mortgage SUMMIT CU
Jun 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY OF WISCONSIN CU
Aug 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY OF WISCONSIN CU
Aug 6, 2018	Deed of Trust, Mortgage · Line of Credit UW CU
Jun 22, 2017	Deed of Trust, Mortgage · Line of Credit UW CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2022 · Amount on Record
Deed Sale	Aug 8, 2022 · Amount on Record
Prior Sale	Jun 4, 2009 · Amount on Record
Deed Document Number	5854023
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DANE WI
Recording Date	Aug 8, 2022
Property Address	3509 SPENSER LN, MADISON, WI 53704-2314
Document Number	0005854023
Instrument Date	Aug 8, 2022
Instrument	5854023
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	KNIGHT BARRY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3509 SPENSER LN, MADISON, WI 53704-2314

Mortgage

Document Number	0005854024
Date	Aug 8, 2022
Instrument	5854024

Lender

Name	SUMMIT CU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	3509 SPENSER LN, MADISON, WI 53704-2314
Transaction Type	Mortgage
Record Updated	Jul 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005741755
Date	Jun 18, 2021
Instrument	5741755

Lender

Name	UNIVERSITY OF WISCONSIN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2051

Interest

Rate Type	Fixed Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	3509 SPENSER LN, MADISON, WI 53704-2314
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005626528
Date	Aug 18, 2020
Instrument	5626528

Lender

Name	UNIVERSITY OF WISCONSIN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2035

Interest

Rate Type	Fixed Rate

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	3509 SPENSER LN, MADISON, WI 53704-2314
Document Number	0005433822
Instrument Date	Aug 6, 2018
Transaction Type	Mortgage
Record Updated	Sep 3, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3509 SPENSER LN MADISON WI 537042314, MADISON, WI 53704-2314

Mortgage

Document Number	0005433822
Date	Aug 14, 2018
Instrument	5433822

Lender

Name	UW CU
Type	Credit Union
Address	MADISON, WI 53744

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2048

Interest

Rate Type	Adjustable Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	3509 SPENSER LN, MADISON, WI 53704-2314
Document Number	0005338364
Instrument Date	Jun 22, 2017
Transaction Type	Mortgage
Record Updated	Jul 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3509 SPENSER LN MADISON WI 537042314, MADISON, WI 53704-2314

Mortgage

Document Number	0005338364
Date	Jul 3, 2017
Instrument	5338364

Lender

Name	UW CU
Type	Credit Union
Address	MADISON, WI 53744

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 2, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Dane County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dane County
Municipality	Madison City
Unified School District	Madison Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$300,300 (+1%) Land $76,700 Building $223,600
2024	$5,232.00 (+33.95%)		$300,300
2023		$273,000 Land $69,700 Building $203,300
2022	$3,906.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON WATER UTILITY serves 272,000 people · EPA ID WI1130224
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
LiteWire Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: TDS Telecom.

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