Kern County property record for 3509 Saddle Dr, Bakersfield, CA 93311
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,256 sqft · built 1985 |
| Lot Size | 0.152 acres (6,599 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,653 (2025) |
| Deeds & Mortgages | Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 394-021-03-00-4 |
| Primary APN | 394-021-03-00-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,256 sqft Living Area |
| Gross Area | 1,836 sqft |
| 1st Floor Area | 1,256 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Construction Type | Frame |
| Lot Area | 6,599 sqft (0.152 acres) |
| Garage Type | Attached |
| Garage Area | 465 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 11 sqft |
| Heating System | Floor/Wall Furnace |
|---|
| Account Number | 394021034 |
|---|---|
| Street Address | 3509 SADDLE DR |
| City | BAKERSFIELD |
| State | CA |
| Zip | 93311-2222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | TRACT 4345 , BLOCK A , LOT 3 |
| Legal Tract | 4345 |
| Legal Block | A |
| Legal Lot Number | 3 |
| Jurisdiction | KERN CA |
| Township / Civil Division | BAKERSFIELD |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 2820 |
3509 Saddle Dr is owned and occupied by an individual who acquired it in September 1998.
Source: Kern County records, as of August 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3509 SADDLE DR, BAKERSFIELD, CA 93311-2222 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 14, 1998 |
| Transfer Doc | 0000125853 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERN CA |
| Property Address | 3509 SADDLE DR, BAKERSFIELD, CA 93311-2222 |
| Document Number | 0000073575 |
| Instrument Date | Jun 4, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2018 |
| Title Company | AMERICAN COAST TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 3509 SADDLE DR BAKERSFIELD CA 933112222, BAKERSFIELD, CA 93311-2222 |
| Document Number | 0000073575 |
|---|---|
| Date | Jun 13, 2018 |
| Instrument | 73575 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 12, 2048 |
The 2025 property tax bill for 3509 Saddle Dr was $2,653 with a homeowner's exemption.
Source: Kern County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Kern County |
| Municipality | Bakersfield City |
| Elementary School District | Panama-Buena Vista School District (KG - 08) |
| Secondary School District | Kern High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $165,523 (+2%) Land $40,171 Building $125,352 | |
| 2025 | $2,653.00 Homeowner's exemption | $162,279 Land $39,384 Building $122,895 |
| 2023 | $2,552.00 (+4.25%) Homeowner's exemption | $155,979 Land $37,855 Building $118,124 |
| 2022 | $2,448.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3509 Saddle Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3509 Saddle Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BAKERSFIELD serves 171,108 people · EPA ID CA1510031 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 599 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Applied Technology Group Fixed Wireless | 500 / 500 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures