Rutherford County property record for 3509 Learning Ln, Murfreesboro, TN 37128
| Property Type | Townhouse |
|---|---|
| Details | 2 ba · 1,615 sqft · built 2020 |
| Owner | 2 Individual Names on File |
| Last Sale | $335,000 (May 2026) |
| Tax Bill | $1,922 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage May 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 124-029.00-C-025 |
| Primary APN | 124-029.00-C-025 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Building Area | 1,615 sqft Living Area |
| 1st Floor Area | 843 sqft |
| Upper Floors Area | 772 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Townhouse |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Gravel |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Porch | Slab |
| Heating System | Heat Pump |
|---|
| Account Number | R0121243 |
|---|---|
| Street Address | 3509 LEARNING LN |
| City | MURFREESBORO |
| State | TN |
| Zip | 37128-1665 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Subdivision | WESTWIND TOWNHOMES SUBDIVISION |
| Legal Lot Number | 25 |
| Jurisdiction | RUTHERFORD TN |
| Township / Civil Division | 8 |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 40703 |
Source: Rutherford County records · APN 124-029.00-C-025
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3509 LEARNING LN, MURFREESBORO, TN 37128-1665 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Apr 13, 2026 | Warranty Deed, Transfer · Conventional Mortgage HOME CAPITAL FUNDING INC |
| May 04, 2026 | Warranty Deed, Transfer · Conventional Mortgage HOME CAPITAL FUNDING INC |
| Dec 29, 2020 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ACOPIA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 04, 2026 · Amount on Record |
| Deed Sale | May 04, 2026 · Amount on Record |
| Prior Sale | Apr 13, 2026 · Amount on Record |
| Deed Document Number | 20262647609 |
| Deed Book / Page | 2641 / 1709 |
| Prior Transfer Date | Feb 07, 2025 |
| Prior Transfer Doc | 0002582237 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Recording Date | Apr 13, 2026 |
| Property Address | 3509 LEARNING LN, MURFREESBORO, TN 37128-1665 |
| Document Number | 0026332834 |
| Book / Page | 2633 / 2834 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 20262643569 |
| Transaction Type | Transfer |
| Record Updated | Jul 02, 2026 |
| Title Company | TRI STATE TITLE, TRI STAR TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $125,189.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3509 LEARNING LN, MURFREESBORO, TN 37128-1665 |
| Document Number | 0000043570, |
|---|---|
| Date | Apr 13, 2026 |
| Instrument | 202643570 |
| Name | HOME CAPITAL FUNDING INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Recording Date | May 04, 2026 |
| Property Address | 3509 LEARNING LN, MURFREESBORO, TN 37128-1665 |
| Document Number | 0002647609 |
| Book / Page | 2641 / 1709 |
| Instrument Date | Apr 09, 2026 |
| Instrument | 2026.2647609 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2026 |
| Title Company | TRI STATE TITLE, TRI STAR TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $125,189.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3509 LEARNING LN, MURFREESBORO, TN 37128-1665 |
| Document Number | 0000047610, |
|---|---|
| Date | May 04, 2026 |
| Instrument | 2026.47610 |
| Name | HOME CAPITAL FUNDING INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Recording Date | Dec 29, 2020 |
| Property Address | 3509 LEARNING LN, MURFREESBORO, TN 37128-1665 |
| Document Number | RB20152594 |
| Book / Page | 002015 / 002594 |
| Instrument Date | Dec 28, 2020 |
| Instrument | 2329341 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 22, 2021 |
| Title Company | LAWYERS LAND AND TITLE SERVICES, LAWYERS LAND & TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $958.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3509 LEARNING LN MURFREESBORO TN 371281665, MURFREESBORO, TN 37128-1665 |
| Document Number | RB20152595 |
|---|---|
| Date | Dec 29, 2020 |
| Book Page | 002015/002595 |
| Instrument | 2329342 |
| Name | ACOPIA |
|---|---|
| Address | GOODLETTSVILLE, TN 37072 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 28, 2050 |
Source: Rutherford County records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Rutherford County |
| Municipality | Murfreesboro City |
| Elementary School District | Murfreesboro City School District (PK - 06) |
| Secondary School District | Rutherford County School District in Murfreesboro (07 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $87,850 (+29.29%) Land $3,125 Building $84,725 | $351,400 (+29.29%) Land $12,500 Building $338,900 | |
| 2025 | $1,922.00 | $67,950 (-) Land $3,125 Building $64,825 | |
| 2023 | $1,922.00 | $67,950 Land $3,125 Building $64,825 | $271,800 (-) Land $12,500 Building $259,300 |
| 2022 | $271,800 Land $12,500 Building $259,300 |
Source: FEMA National Flood Hazard Layer as of January 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Google Fiber, MTE Holdings.
Based on FCC filings for 238 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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