3509 Laredo St, #70, Laredo, TX 78043 Property Records

Webb County property record for 3509 Laredo St, #70, Laredo, TX 78043

Property Summary

Property Type	Multi-Family Dwellings
Details	2,233 sqft · built 1983
Lot Size	0.146 acres (6,348 sqft)
Owner	Individual Name on Record
Last Sale	$112,500 (Dec 2019)
Tax Bill	$879 (2025)
Deeds & Mortgages	Jul 2024 Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`916-00034-040`

Property Details

APN / Parcel Number

Primary APN	`916-00034-040`
Alternative APN	`213333`

Interior

Stories	1 Story
Building Area	2,233 sqft Living Area
1st Floor Area	2,233 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Multi-Family
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,348 sqft (0.146 acres)
Lot Dimensions	138 ft deep x 46 ft wide
Garage Type	Carport
Garage Area	770 sqft
Carport	Carport
Carport Area	770 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	290 sqft

Location & Zoning

Street Address	3509 LAREDO ST, 70
City	LAREDO
State	TX
Zip	78043-3832
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R3
Legal Description	LOT 4 BLK 34 MORENO ADDITION
Legal Subdivision	MORENO
Legal Block	34
Legal Lot Number	4
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	1
Census Block	1005
Census Tract	1003

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3509 LAREDO ST, LAREDO, TX 78043-3832
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2024	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 3, 2019	Vendor's Lien, Transfer · Seller Carry-Back URBANO GARZA JR ETAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2019 · Amount on Record
Deed Sale	Dec 3, 2019 · Amount on Record
Deed Document Number	20191378570
Deed Book / Page	4703 / 606
Record Updated	Oct 29, 2026

July 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	WEBB TX
Recording Date	Jul 24, 2024
Property Address	3509 LAREDO ST # 70, 70, LAREDO, TX 78043-3832
Document Number	005690/606
Book / Page	5690 / 606
Map Reference	VOL 1 PG 80
Instrument Date	Jul 18, 2024
Instrument	1535322
Transaction Type	Transfer
Record Updated	Nov 4, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8912 NORTHCREST DR, LAREDO, TX 78045-8056

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3509 LAREDO ST, LAREDO, TX 78043-3832

Mortgage

Document Number	0001535323
Date	Jul 24, 2024
Instrument	1535323

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2054

December 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Dec 3, 2019
Property Address	3509 LAREDO ST # 70, 70, LAREDO, TX 78043-3832
Document Number	004703/606
Book / Page	4703 / 606
Map Reference	VOL 1 PG 80
Instrument Date	Nov 26, 2019
Instrument	1378570
Transaction Type	Transfer
Record Updated	Jan 12, 2023
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3811 CENTURY DR N, LAREDO, TX 78046-6016

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8912 NORTHCREST DR, LAREDO, TX 78045-8056

Mortgage

Document Number	0001378571
Date	Dec 3, 2019
Instrument	1378571

Lender

Name	URBANO GARZA JR ETAL
Type	Seller
Special Notes	Seller Financed

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	119 Months
Due	Nov 26, 2029

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$231,445 (+33.11%) Land $60,433 Building $171,012	$231,445 (+33.11%) Land $60,433 Building $171,012
2025	$879.00 (-36.17%)	$173,874 (-20.83%) Land $60,433 Building $113,441	$173,874 (-20.83%) Land $60,433 Building $113,441
2024	$1,377.00 (+4.48%)	$219,617 (+8.7%) Land $60,433 Building $159,184	$219,617 (+8.7%) Land $60,433 Building $159,184
2023	$1,318.00 (+60.54%)	$202,047 Land $42,659 Building $159,388	$202,047 Land $42,659 Building $159,388
2022	$821.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	12 (1980–2026)
Most Recent Claim	Jun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 660 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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