3509 Kipling Ct, Gastonia, NC 28056 Property Records

Gaston County property record for 3509 Kipling Ct, Gastonia, NC 28056

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,358 sqft · built 2016
Lot Size0.34 acres (14,810 sqft)
Owner2 Individual Names on Record
Last Sale$327,000 (May 2019)
Tax Bill$5,133 (2026)
Deeds & MortgagesMar 2024 Line of Credit
Feb 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN223403

Property Details

APN / Parcel Number

Primary APN223403

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms13 Rooms
Building Area3,358 sqft Heated Area

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleConventional
Exterior MaterialBrick Veneer
Roof MaterialAsphalt
Lot Area14,810 sqft (0.34 acres)
PorchPorch
Porch Area108 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address3509 KIPLING CT
CityGASTONIA
StateNC
Zip28056-7881
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKINMERE VILLAGE L 49 10 125 014 00 000
Legal SubdivisionKINMERE VILLAGE
JurisdictionGASTON NC
Township / Civil DivisionGASTONIA
Census Block Group1
Census Block1004
Census Tract33312

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3509 KIPLING CT, GASTONIA, NC 28056-7881
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 26, 2024Deed of Trust, Mortgage · Line of Credit
UNITED WHOLESALE MORTGAGE
Feb 10, 2022Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
May 17, 2019Warranty Deed, Transfer · Conventional Mortgage
AMERICAN SECURITY MORTGAGE CORP
Jan 30, 2017Special Warranty Deed, Transfer · ARM
STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 17, 2019 · Amount on Record
Deed SaleMay 17, 2019 · Amount on Record
Prior SaleJan 30, 2017 · Amount on Record
Deed Book / Page5042 / 784
Record UpdatedOct 29, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address3509 KIPLING CT, GASTONIA, NC 28056-7881
Transaction TypeMortgage
Record UpdatedMay 7, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0054680811
DateMar 26, 2024
Book Page5468/811
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Address585 SOUTH BLVD E, PONTIAC, MI 48341
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueApr 1, 2054
Interest
Change FrequencyMonthly

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address3509 KIPLING CT, GASTONIA, NC 28056-7881
Transaction TypeMortgage
Record UpdatedMar 31, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0053101723
DateFeb 10, 2022
Book Page5310/1723
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateMay 17, 2019
Property Address3509 KIPLING CT, GASTONIA, NC 28056-7881
Document Number0050420784
Book / Page5042 / 0784
Map ReferenceMB 82 PG 124&125
Instrument DateMay 17, 2019
Transaction TypeTransfer
Record UpdatedSep 6, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$654.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1422 WHITMAN CT, 1422, YORK, SC 29745-7800

Transferred To (Grantee/Buyer)

NameVerified Name
Address3509 KIPLING CT, GASTONIA, NC 28056-7881

Mortgage

Document Number50420787
DateMay 17, 2019
Instrument5042/0787
Lender
NameAMERICAN SECURITY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2049

January 2017: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionGASTON NC
Recording DateJan 30, 2017
Property Address3509 KIPLING CT, GASTONIA, NC 28056-7881
Document Number0048921794
Book / Page4892 / 1794
Map ReferenceMB 82 PG 124&125
Instrument DateJan 27, 2017
Transaction TypeTransfer
Record UpdatedSep 6, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$634.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11230 CARMEL COMMONS BLVD, 11230, CHARLOTTE, NC 28226-3920

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3509 KIPLING CT, GASTONIA, NC 28056-7881

Mortgage

Document Number48921800
DateJan 30, 2017
Instrument4892/1800
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueFeb 1, 2047
Interest
Rate TypeAdjustable Rate
Rate4.25%
Change Frequency5 Years
Index5-Year CMT
Margin2
Max Rate6%

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
MunicipalityGastonia City
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,133.00 (-0.43%)$480,170 (+0.59%) Land $42,500 Building $437,670
2023$5,155.00$477,340 Land $42,500 Building $434,840
2021$301,190 Land $40,000 Building $261,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTWO RIVERS UTILITIES
serves 96,714 people · EPA ID NC0136010
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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