3509 Jackson St, Saint Joseph, MO 64507 Property Records

Buchanan County property record for 3509 Jackson St, Saint Joseph, MO 64507

Property Summary

Property Type	Single Family Home
Details	816 sqft · built 1962
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$77,000 (Nov 2011)
Tax Bill	$798 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit
APN	`06-5.0-15-004-004-067.000`

Property Details

APN / Parcel Number

Primary APN	`06-5.0-15-004-004-067.000`

Interior

Building Area	816 sqft Base Area
1st Floor Area	816 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	138 ft deep x 60 ft wide

Location & Zoning

Street Address	3509 JACKSON ST
City	SAINT JOSEPH
State	MO
Zip	64507-1938
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:COBB'S ADDITION LOT:12 BLK:2LGL DESC:E 20' LOT 12 W 40' LOT 13
Legal Subdivision	COBBS ADDITION
Legal Block	2
Legal Lot Number	12-13
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3020
Census Tract	1600

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3509 JACKSON ST, SAINT JOSEPH, MO 64507-1938
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2011 · Amount on Record
Deed Sale	Nov 30, 2011 · Amount on Record
Prior Sale	Apr 23, 2008 · Amount on Record
Deed Document Number	201113208
Deed Book / Page	3303 / 566
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	3509 JACKSON ST, SAINT JOSEPH, MO 64507-1938
Transaction Type	Mortgage
Record Updated	Oct 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3509 JACKSON ST, SAINT JOSEPH, MO 64507-1938

Mortgage

Document Number	003811/473
Date	Sep 15, 2025
Book Page	3811/473
Instrument	2025007528

Lender

Name	UMB BANK NA
Type	Bank
Address	SAINT JOSEPH, MO 64507

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$798.00 (+0.13%)	$11,520 (+5.59%) Land $2,760 Building $8,760	$60,660 (+5.62%) Land $14,550 Building $46,110
2024	$797.00 (+10.54%)
2023	$721.00 (-0.55%)	$10,910 (-) Land $2,760 Building $8,150	$57,430 (-) Land $14,550 Building $42,880
2022	$725.00	$10,910 Land $2,760 Building $8,150
2021			$57,430 Land $14,550 Building $42,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1996–2021)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jun 2021 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20