3509 Garfield Ave, Carmichael, CA 95608 Property Records

Sacramento County property record for 3509 Garfield Ave, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,159 sqft · built 1950
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Sep 2003)
Tax Bill	$2,358 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`258-0203-019-0000`

Property Details

APN / Parcel Number

Primary APN	`258-0203-019-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,159 sqft Living Area
1st Floor Area	1,159 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3509 GARFIELD AVE
City	CARMICHAEL
State	CA
Zip	95608-3013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	S 104.5 FT OF E 190 FT OF LOT 17 OAKVALE
Legal Subdivision	OAKVALE
Legal Lot Number	17
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3007
Census Tract	7602

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3509 GARFIELD AVE, CARMICHAEL, CA 95608-3013
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 31, 2019	Quit Claim Deed, Mortgage · Conventional Mortgage INTERACTIVE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2003 · Amount on Record
Deed Sale	Sep 19, 2003 · Amount on Record
Prior Sale	Jul 2, 1998 · Amount on Record
Deed Book / Page	20030919 / 365
Last Transfer Date	Aug 13, 2021
Transfer Doc	0000000947
Record Updated	Oct 29, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 23, 2021
Property Address	3509 GARFIELD AVE, CARMICHAEL, CA 95608-3013
Document Number	2021082300947
Map Reference	MB 19 MAP 46
Instrument Date	Aug 13, 2021
Instrument	2021082300947
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3509 GARFIELD AVE, CARMICHAEL, CA 95608-3013

Mortgage

Document Number	2021082300948
Date	Aug 23, 2021
Instrument	2021082300948

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

December 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 31, 2019
Property Address	3509 GARFIELD AVE, CARMICHAEL, CA 95608-3013
Document Number	1912310901
Instrument Date	Dec 18, 2019
Instrument	1912310901
Transaction Type	Mortgage
Record Updated	Jan 17, 2020
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3509 GARFIELD AVE CARMICHAEL CA 956083013, CARMICHAEL, CA 95608-3013

Mortgage

Document Number	1912310902
Date	Dec 31, 2019
Instrument	1912310902

Lender

Name	INTERACTIVE MTG
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 30, 2049

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$203,855 (+2%) Land $58,830 Building $145,025
2025	$2,358.00 (+2.21%) Homeowner's exemption	$199,859 (+4.04%) Land $57,677 Building $142,182
2024	$2,307.00 (+1.63%)
2023	$2,270.00 (+2.11%) Homeowner's exemption	$192,101 Land $55,439 Building $136,662
2022	$2,223.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1995–1998)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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