3509 Gallant Fox Dr, Elgin, IL 60124 Property Records

Kane County property record for 3509 Gallant Fox Dr, Elgin, IL 60124 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$387,000 (Dec 2018)
Tax Bill	$12,496 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-12-228-009`

Property Details

APN / Parcel Number

Primary APN	`05-12-228-009`

Exterior

Lot Area	11,761 sqft (0.27 acres)

Location & Zoning

Street Address	3509 GALLANT FOX DR
City	ELGIN
State	IL
Zip	60124-5702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLAND WOODS NEIGHBORHOOD A LT 749
Legal Subdivision	HIGHLAND WOODS
Legal Block	2
Legal Lot Number	749
Jurisdiction	KANE IL
Township / Civil Division	PLATO
Census Block Group	2
Census Block	2044
Census Tract	850711

Owner

Source: Kane County records · APN 05-12-228-009

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3509 GALLANT FOX DR, ELGIN, IL 60124-5702
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 05, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Dec 17, 2018	Warranty Deed, Subdivision Related Transfer · ARM THE HUNTINGTON NATIONAL BANK
Jul 12, 2018	Trustee's Deed, Construction Loan · Construction Mortgage OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 17, 2018 · Amount on Record
Deed Sale	Dec 17, 2018 · Amount on Record
Prior Sale	Jul 20, 2016 · Amount on Record
Deed Document Number	201860306
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	3509 GALLANT FOX DR, ELGIN, IL 60124-5702
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017485
Date	Mar 05, 2021
Instrument	2021K017485

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 01, 2036

December 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 17, 2018
Property Address	3509 GALLANT FOX DR, ELGIN, IL 60124-5702
Document Number	0000060306
Map Reference	DOC2007K045596
Instrument Date	Nov 28, 2018
Instrument	2018K060306
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 15, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$387.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3509 GALLANT FOX DR, ELGIN, IL 60124-5702

Mortgage

Document Number	0000060307
Date	Dec 17, 2018
Instrument	2018K060307

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.97%
Type Change Date	Jan 01, 2034
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.97%
Index	1-Year CMT
Max Rate	8.97%

July 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	KANE IL
Recording Date	Jul 12, 2018
Property Address	3509 GALLANT FOX DR, ELGIN, IL 60124-5702
Instrument Date	Jul 02, 2018
Instrument	33570
Transaction Type	Construction Loan
Record Updated	Jul 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3509 GALLANT FOX DR ELGIN IL 601245702, ELGIN, IL 60124-5702

Mortgage

Document Number	0000033570
Date	Jul 12, 2018
Instrument	33570

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	NAPERVILLE, IL 60563

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 11, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,496.00 (+4.6%) Homeowner's exemption
2024		$166,919 (+26.25%) Land $29,480 Building $137,439	$500,957 (+26.3%) Land $88,475 Building $412,482
2022	$11,947.00 Homeowner's exemption	$132,214 Land $28,476 Building $103,738	$396,642 Land $85,428 Building $311,214

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898507112, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 154 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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