3509 Darwin Ave, Cincinnati, OH 45211 Property Records

Hamilton County property record for 3509 Darwin Ave, Cincinnati, OH 45211

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,469 sqft · built 1928
Lot Size0.148 acres (6,447 sqft)
OwnerIndividual Name on Record
Last Sale$140,000 (Apr 2020)
Tax Bill$3,696 (2025)
Deeds & MortgagesJul 2021 Mortgage
Apr 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN551-0010-0078-00

Property Details

APN / Parcel Number

Primary APN551-0010-0078-00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,469 sqft Living Area
1st Floor Area1,080 sqft
AtticAttic
Attic Area389 sqft
Basement Area1,080 sqft

Exterior

Year BuiltBuilt 1928
Architectural StyleConventional
Exterior MaterialBrick
Lot Area6,447 sqft (0.148 acres)
Lot Dimensions161 ft deep x 48 ft wide
Garage TypeDetached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area161 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address3509 DARWIN AVE
CityCINCINNATI
StateOH
Zip45211-5449
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description3509 DARWIN AVE 48.28 X 161.72 S S DARWIN 1106.33FT E GLENMR
JurisdictionHAMILTON OH
Township / Civil DivisionCHEVIOT
Census Block Group3
Census Block3007
Census Tract20902

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3509 DARWIN AVE, CINCINNATI, OH 45211-5449
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2021Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Apr 15, 2020Warranty Deed, Transfer · Conventional with PMI
RIVER HILLS BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 15, 2020 · Amount on Record
Deed SaleApr 15, 2020 · Amount on Record
Prior SaleApr 8, 2008 · Amount on Record
Deed Document Number2020-0034894
Deed Book / Page14147 / 28
Record UpdatedJun 8, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address3509 DARWIN AVE, CINCINNATI, OH 45211-5449
Transaction TypeMortgage
Record UpdatedOct 31, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000086048
DateJul 15, 2021
Book Page14459/751
Instrument2021-0086048
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateApr 15, 2020
Property Address3509 DARWIN AVE, CINCINNATI, OH 45211-5449
Document Number0000034894
Book / Page014147 / 000028
Instrument DateMar 26, 2020
Instrument34894
Transaction TypeTransfer
Record UpdatedMay 29, 2020
Title CompanyAMERICAN HOMELAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$560.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3509 DARWIN AVE CINCINNATI OH 452115449, CINCINNATI, OH 45211-5449

Mortgage

Document Number34895
DateApr 15, 2020
Book Page014147/000031
Instrument34895
Lender
NameRIVER HILLS BK
TypeBank
AddressMILFORD, OH 45150
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueApr 14, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCheviot City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,696.00 (+2.87%)$59,301 (-) Land $7,273 Building $52,028
2024$3,593.00 (-2.02%)$59,301 (-) Land $7,273 Building $52,028
2023$3,667.00 (+4.77%)$59,301 (+21.02%) Land $7,273 Building $52,028$169,430 (+21.02%) Land $20,780 Building $148,650
2022$3,500.00 Homeowner's exemption$49,000 Land $6,874 Building $42,126
2020$140,000 Land $19,640 Building $120,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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