3509 Copper Ridge Dr, McKinney, TX 75070 Property Records

Collin County property record for 3509 Copper Ridge Dr, McKinney, TX 75070

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,889 sqft · built 2005
Owner	Owner Name on Record
Tax Bill	$6,381 (2024)
Deeds & Mortgages	Jun 2022 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-8500-00H-0220-1`

Property Details

APN / Parcel Number

Primary APN	`R-8500-00H-0220-1`
Alternative APN	`2551753`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,889 sqft Living Area
Gross Area	3,377 sqft
2nd Floor Area	1,595 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Garage Type	Attached
Garage Area	488 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2551753
Street Address	3509 COPPER RIDGE DR
City	MCKINNEY
State	TX
Zip	75070-6838
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROOKSTONE PHASE II (CMC), BLK H, LOT 22
Legal Subdivision	BROOKSTONE PHASE II (CMC)
Legal Phase	2
Legal Block	H
Legal Lot Number	22
Jurisdiction	COLLIN TX
Township / Civil Division	MCKINNEY
Census Block Group	2
Census Block	2020
Census Tract	30516

Owner

Source: Collin County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	3509 COPPER RIDGE DR, MCKINNEY, TX 75070-6838
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Nov 16, 2017	Deed of Trust, Mortgage BENCHMARK MTG

Assessor's Deed Record

Last Sale	Jul 29, 2014
Deed Sale	Jul 29, 2014
Prior Sale	Jun 6, 2005
Deed Document Number	20140729000793580
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	3509 COPPER RIDGE DR, MCKINNEY, TX 75070-6838
Transaction Type	Mortgage
Record Updated	Jun 28, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000092053
Date	Jun 10, 2022
Instrument	20220610000092053

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	3509 COPPER RIDGE DR, MCKINNEY, TX 75070-6838
Document Number	0001563660
Instrument Date	Nov 16, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3509 COPPER RIDGE DR MCKINNEY TX 750706838, MCKINNEY, TX 75070-6838

Mortgage

Document Number	0001563660
Date	Nov 27, 2017
Instrument	1563660

Lender

Name	BENCHMARK MTG
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2047

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	McKinney City
Unified School District	Frisco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$484,977 (+7.97%) Land $120,000 Building $364,977	$484,977 (+7.97%) Land $120,000 Building $364,977
2024	$6,381.00 (-1.19%)
2023		$449,161 Land $105,000 Building $344,161	$449,161 Land $105,000 Building $344,161
2022	$6,458.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MCKINNEY serves 224,043 people · EPA ID TX0430039
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband, Hotwire Communications, Novos Fiber.

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