3509 Bridgewater Dr, Rowlett, TX 75088 Property Records

Dallas County property record for 3509 Bridgewater Dr, Rowlett, TX 75088

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,144 sqft · built 1998
Lot Size	0.276 acres (12,026 sqft)
Owner	2 Individual Names on File
Last Sale	$247,000 (Apr 2019)
Tax Bill	$10,628 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`440007700B01000`

Property Details

APN / Parcel Number

Primary APN	`440007700B01000`
Alternative APN	`44-00077-00B-010-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,144 sqft Living Area
1st Floor Area	2,144 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	12,026 sqft (0.276 acres)
Lot Dimensions	124 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	440007700B01000
Street Address	3509 BRIDGEWATER DR
City	ROWLETT
State	TX
Zip	75088-5485
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z340
Legal Description	CAMBRIDGE MEADOW ESTATES PH 2 BLK B LT 10 INT201900098825 DD04172019 CO-DC 0007700B01000 1CW0007700B
Legal Subdivision	CAMBRIDGE MEADOW ESTATES PH 2
Legal Tract	77
Legal Block	B
Legal Lot Number	10
Jurisdiction	DALLAS TX
Township / Civil Division	NORTHEAST DALLAS
Census Block Group	1
Census Block	1016
Census Tract	18134

Owner

3509 Bridgewater Dr is owned and occupied by two individuals who bought it in April 2019.

Source: Dallas County records, as of August 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3509 BRIDGEWATER DR, ROWLETT, TX 75088-5485
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2019	Vendor's Lien, Transfer TEXAS BANK FINANCIAL
Dec 14, 2018	Vendor's Lien, Transfer · Commercial Mortgage DEUTSCHE BANK NATIONAL TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2019 · Amount on File
Deed Sale	Apr 19, 2019 · Amount on File
Prior Sale	Dec 14, 2018 · Amount on File
Deed Document Number	201998825
Prior Transfer Date	Apr 17, 2019
Prior Transfer Doc	0000098825
Record Updated	Sep 20, 2026

April 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DALLAS TX
Recording Date	Apr 19, 2019
Property Address	3509 BRIDGEWATER DR, ROWLETT, TX 75088-5485
Document Number	201900098825
Map Reference	VOL 97186 PG 3126
Instrument Date	Apr 17, 2019
Instrument	201900098825
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	405 HOWARD ST STE 550, 405, SAN FRANCISCO, CA 94105-2999

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 INDEPENDENCE DR, GARLAND, TX 75043-2316

Mortgage

Document Number	201900098826
Date	Apr 19, 2019
Instrument	201900098826

Lender

Name	TEXAS BANK FINANCIAL
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2029
Change Frequency	Annually
Min Rate At Change	6.62%
Max Rate At Change	11.6%
Index	1-Year LIBOR
Max Rate	12.6%

December 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DALLAS TX
Recording Date	Dec 14, 2018
Property Address	3509 BRIDGEWATER DR, ROWLETT, TX 75088-5485
Document Number	0000327183
Map Reference	VOL97186 PG3126
Instrument Date	Dec 12, 2018
Instrument	201800327183
Transaction Type	Transfer
Record Updated	Jun 2, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 HOWARD ST STE 550, 550, SAN FRANCISCO, CA 94105-2999
Investor	Possibly a Property Investor

Mortgage

Document Number	0000327184
Date	Dec 14, 2018
Instrument	201800327184

Lender

Name	DEUTSCHE BANK NATIONAL TRUST CO
Type	REO / Foreclosure Company
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3509 Bridgewater Dr was $10,628 with an additional exemption, up 6.8% from the year before.

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	Rowlett City
Unified School District	Garland Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$430,820 (+1.86%) Land $75,000 Building $355,820	$430,820 (+1.86%) Land $75,000 Building $355,820
2025	$10,628.00 (+6.76%)	$422,970 Land $75,000 Building $347,970	$422,970 Land $75,000 Building $347,970
2024	$9,955.00 (+1.95%)
2023	$9,765.00 (-5.11%)	$422,970 Land $75,000 Building $347,970	$422,970 Land $75,000 Building $347,970
2022	$10,291.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3509 Bridgewater Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3509 Bridgewater Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROWLETT serves 68,123 people · EPA ID TX0570056
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Nextlink, T-Mobile.

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