3509 Big Divide Rd, Copperas Cove, TX 76522 Property Records

Coryell County property record for 3509 Big Divide Rd, Copperas Cove, TX 76522

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,007 sqft · built 2018
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Individual Names on Record
Last Sale	$384,689 (Sep 2023)
Tax Bill	$7,590 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Jul 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1-68-99-2600`

Property Details

APN / Parcel Number

Primary APN	`1-68-99-2600`
Alternative APN	`151580`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,007 sqft Living Area
Gross Area	2,627 sqft
1st Floor Area	2,007 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	52,272 sqft (1.2 acres)
Garage Type	Attached
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	222 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3509 BIG DIVIDE RD
City	COPPERAS COVE
State	TX
Zip	76522-3379
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SKYLINE RIDGE PHS 4, BLOCK 1, LOT 1 PT, ACRES 1.2, (0.258 AC IN LAMPASAS)
Legal Subdivision	SKYLINE RIDGE PHS 4
Legal Phase	4
Legal Tract	1 PT
Legal Block	1
Legal Lot Number	1
Jurisdiction	CORYELL TX
Township / Civil Division	COPPERAS COVE
Census Block Group	3
Census Block	3013
Census Tract	10701

Owner

Source: Coryell County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3509 BIG DIVIDE RD, COPPERAS COVE, TX 76522-3379
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2023	Vendor's Lien, Transfer · VA Mortgage THE HOME LOAN EXPERT LLC
Jul 30, 2019	Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE
Dec 22, 2021	Vendor's Lien, Transfer · Conventional Mortgage NETWORK FUNDING LP
Aug 24, 2018	Vendor's Lien, Subdivision Related Transfer WINTRUST MORTGAGE
Oct 24, 2017	Vendor's Lien, Transfer · Construction Mortgage NATIONAL UNITED

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2023 · Amount on Record
Deed Sale	Sep 7, 2023 · Amount on Record
Prior Sale	Dec 22, 2021 · Amount on Record
Deed Document Number	2023367083
Record Updated	Sep 20, 2026

September 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CORYELL TX
Recording Date	Sep 7, 2023
Property Address	3509 BIG DIVIDE RD, COPPERAS COVE, TX 76522-3379
Document Number	0000367083
Map Reference	CAB 2 SL 171
Instrument Date	Sep 1, 2023
Instrument	367083
Transaction Type	Transfer
Record Updated	Oct 23, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3509 BIG DIVIDE RD, COPPERAS COVE, TX 76522-3379

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3509 BIG DIVIDE RD, COPPERAS COVE, TX 76522-3379
Investor	Possibly a Property Investor

Mortgage

Document Number	0000367084
Date	Sep 7, 2023
Instrument	367084

Lender

Name	THE HOME LOAN EXPERT LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CORYELL TX
Property Address	3509 BIG DIVIDE RD, COPPERAS COVE, TX 76522-3379
Transaction Type	Mortgage
Record Updated	Mar 2, 2023
Title Company	ALLEGIANCE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000318716
Date	Jul 30, 2019
Instrument	318716

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

December 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CORYELL TX
Recording Date	Dec 22, 2021
Property Address	3509 BIG DIVIDE RD, COPPERAS COVE, TX 76522-3379
Document Number	0000347016
Map Reference	CAB 2 SL 171
Instrument Date	Dec 20, 2021
Instrument	347016
Transaction Type	Transfer
Record Updated	Mar 2, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	464 BRIARWOOD DR, UKIAH, CA 95482-8748

Mortgage

Document Number	0000347017
Date	Dec 22, 2021
Instrument	347017

Lender

Name	NETWORK FUNDING LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

August 2018: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	CORYELL TX
Recording Date	Aug 24, 2018
Property Address	3509 BIG DIVIDE RD, COPPERAS COVE, TX 76522-3379
Document Number	0000309696
Map Reference	CAB 2 SL 171
Instrument Date	Jul 11, 2018
Instrument	309696
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 2, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	814 S MAIN ST, COPPERAS COVE, TX 76522-2921

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3509 BIG DIVIDE RD, COPPERAS COVE, TX 76522-3379
Investor	Possibly a Property Investor

Mortgage

Date	Aug 24, 2018

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

Mortgage

Document Number	0000309697
Date	Aug 24, 2018
Instrument	309697

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	60001

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

October 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CORYELL TX
Recording Date	Oct 24, 2017
Property Address	3509 BIG DIVIDE RD, COPPERAS COVE, TX 76522-3379
Document Number	0000301851
Map Reference	CAB 2 SL 171
Instrument Date	Oct 16, 2017
Instrument	301851
Transaction Type	Transfer
Record Updated	Mar 2, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	814 S MAIN ST, COPPERAS COVE, TX 76522-2921

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	814 S MAIN ST, COPPERAS COVE, TX 76522-2921

Mortgage

Document Number	0000301853
Date	Oct 24, 2017
Instrument	301853

Lender

Name	NATIONAL UNITED
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Coryell County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Coryell County
Municipality	Copperas Cove City
Unified School District	Copperas Cove Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,590.00 (+1.63%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$384,200 (+9.13%) Land $71,820 Building $312,380	$384,200 (+9.13%) Land $71,820 Building $312,380
2024	$7,468.00 (+110.37%)
2023	$3,550.00 (-22.83%)	$352,060 Land $55,190 Building $296,870	$352,060 Land $55,190 Building $296,870
2022	$4,600.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (2007–2024)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Mar 2024 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 53% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COPPERAS COVE serves 41,669 people · EPA ID TX0500001
Water Source	Purchased surface water from BELL COUNTY WCID 1
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Altitude ISP Fixed Wireless	500 / 100
Nextlink Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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