3509 Ave B, Council Bluffs, IA 51501 Property Records

Pottawattamie County property record for 3509 Ave B, Council Bluffs, IA 51501

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 720 sqft · built 1900
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Feb 2021)
Tax Bill	$2,868 (2025)
Deeds & Mortgages	Feb 2021 Line of Credit Feb 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`7544 28 482 006`

Property Details

APN / Parcel Number

Primary APN	`7544 28 482 006`
Alternative APN	`000 035 270 010183 000 000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	720 sqft Base Area
1st Floor Area	720 sqft
Basement Area	350 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2019
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	120 ft deep x 44 ft wide
Shed	1 Shed
Shed Area	80 sqft

Location & Zoning

Street Address	3509 AVENUE B
City	COUNCIL BLUFFS
State	IA
Zip	51501-1856
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	FERRY ADD LT 18 BLK 21
Legal Range	44W
Legal Township	75N
Legal Section	28
Legal Subdivision	FERRY ADDITION
Legal Block	21
Legal Lot Number	18
Jurisdiction	POTTAWATTAMIE IA
Township / Civil Division	KANE
Census Block Group	2
Census Block	2011
Census Tract	30401

Owner

3509 Ave B is owned and occupied by an individual who bought it in February 2021.

Source: Pottawattamie County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	3509 AVENUE B, COUNCIL BLUFFS, IA 51501-1856
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2021	Deed of Trust, Mortgage · Line of Credit AMERICAN NATIONAL BANK & TRUST
Feb 23, 2021	Warranty Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Sep 27, 2017	Warranty Deed, Transfer · FHA Mortgage AMERICAN NATIONAL BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2021 · Amount on File
Deed Sale	Feb 23, 2021 · Amount on File
Prior Sale	Feb 23, 2021 · Amount on File
Deed Book / Page	2021 / 2707
Prior Transfer Date	Dec 21, 2016
Prior Transfer Doc	0000017739
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POTTAWATTAMIE IA
Property Address	3509 AVENUE B, COUNCIL BLUFFS, IA 51501-1856
Transaction Type	Mortgage
Record Updated	Feb 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3509 AVENUE B, COUNCIL BLUFFS, IA 51501-1856

Mortgage

Document Number	0000001733
Date	Feb 3, 2021
Book Page	2021/1733

Lender

Name	AMERICAN NATIONAL BANK & TRUST
Type	Bank
Address	COUNCIL BLUFFS, IA 51503

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POTTAWATTAMIE IA
Recording Date	Feb 23, 2021
Property Address	3509 AVENUE B, COUNCIL BLUFFS, IA 51501-1856
Document Number	2021
Book / Page	2021 / 2707
Instrument Date	Feb 19, 2021
Transaction Type	Transfer
Record Updated	Sep 2, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$223.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3509 AVENUE B, COUNCIL BLUFFS, IA 51501-1856

Mortgage

Document Number	02021/2709
Date	Feb 23, 2021
Book Page	2021/2709

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POTTAWATTAMIE IA
Recording Date	Sep 27, 2017
Property Address	3509 AVENUE B, COUNCIL BLUFFS, IA 51501-1856
Document Number	2017
Book / Page	2017 / 12983
Instrument Date	Sep 20, 2017
Transaction Type	Transfer
Record Updated	Sep 2, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$162.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3509 AVENUE B, COUNCIL BLUFFS, IA 51501-1856

Mortgage

Document Number	201712985
Date	Sep 27, 2017
Instrument	2017/12985

Lender

Name	AMERICAN NATIONAL BANK & TRUST
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3509 Ave B was $2,868.

Source: Pottawattamie County assessment roll, as of September 23, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Pottawattamie County
Municipality	Council Bluffs City
Unified School District	Council Bluffs Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$157,700 (-) Land $21,600 Building $136,100	$157,700 (-) Land $21,600 Building $136,100
2025	$2,868.00	$157,700 Land $21,600 Building $136,100	$157,700 Land $21,600 Building $136,100
2023		$142,400 Land $18,800 Building $123,600	$142,400 Land $18,800 Building $123,600
2021	$4,336.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3509 Ave B in Zone X, where a levee reduces flood risk, though there have been 33 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective April 16, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	33 (1982–2019)
Claims Outside the SFHA	33 of 33
Most Recent Claim	Oct 2019 · other causes
Claims by Event	Severe Storms And Flooding, Jun 2019 · 8 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jun 2014 · 8 claims Flooding, Jul 2011 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3509 Ave B has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COUNCIL BLUFFS WATER WORKS serves 64,447 people · EPA ID IA7820080
Water Source	Surface water
Last State Inspection	May 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Great Plains Communications, Western Iowa Wireless.

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