3509 3rd Ave SW, Naples, FL 34117 Property Records

Collier County property record for 3509 3rd Ave SW, Naples, FL 34117

Property Summary

Property Type	Single Family Home
Details	2,991 sqft · built 2017
Lot Size	2.26 acres (98,881 sqft)
Owner	2 Individual Names on File
Last Sale	$1,100,000 (Aug 2022)
Tax Bill	$6,395 (2025)
Deeds & Mortgages	Aug 2022 Sale Jul 2018 Mortgage + 3 more
Flood Zone	Zone AH (high risk)
APN	`326500 78 14B11`

Property Details

APN / Parcel Number

Primary APN	`326500 78 14B11`
Alternative APNs	`367645600090706007814` `36764560009`

Interior

Stories	1 Story
Building Area	2,991 sqft Living Area
1st Floor Area	2,271 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Masonry / Concrete Block
Lot Area	98,881 sqft

Exterior Amenities

Pool Area	450 sqft
Deck Area	1,098 sqft
Storage Building	720 sqft
Total Buildings	2 Buildings

Location & Zoning

Street Address	3509 3RD AVE SW
City	NAPLES
State	FL
Zip	34117-3021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Description	GOLDEN GATE EST UNIT 4 E 150FT OF TR 78 OR 933 PG 795
Legal Range	26
Legal Township	49
Legal Section	11
Legal Subdivision	GOLDEN GATE EST UNIT 4
Legal Tract	78
Legal Block	1
Legal Lot Number	1
Legal Unit	4
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1000
Census Tract	10426

Owner

3509 3rd Ave SW is owned and occupied by two individuals who bought it in August 2022.

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3509 3RD AVE SW, NAPLES, FL 34117-3021
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jul 19, 2018	Deed of Trust, Mortgage · Commercial Mortgage JPMORGAN CHASE BANK NA
Dec 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUNCOAST CU
Oct 29, 2019	Deed of Trust, Mortgage · Conventional with PMI SUNCOAST CU
May 12, 2017	Loan Modification, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2022 · Amount on File
Deed Sale	Aug 9, 2022 · Amount on File
Prior Sale	Apr 21, 2016 · Amount on File
Deed Document Number	20226294273
Deed Book / Page	6162 / 199
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Aug 9, 2022
Property Address	3509 3RD AVE SW, NAPLES, FL 34117-3021
Document Number	0061620199
Book / Page	6162 / 199
Map Reference	MB 4 PG 79&80
Instrument Date	Aug 8, 2022
Instrument	6294273
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$7,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1340 WILSON BLVD N, 1340, NAPLES, FL 34120-3343

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3509 3RD AVE SW, NAPLES, FL 34117-3021

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	3509 3RD AVE SW, NAPLES, FL 34117-3021
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055341929
Date	Jul 19, 2018
Book Page	5534/1929
Instrument	5588210

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 18, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	3509 3RD AVE SW, NAPLES, FL 34117-3021
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3509 3RD AVE SW

Mortgage

Document Number	0060511978
Date	Dec 5, 2021
Book Page	6051/1978
Instrument	6169205

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	3509 3RD AVE SW, NAPLES, FL 34117-3021
Document Number	0056922164
Instrument Date	Oct 29, 2019
Transaction Type	Mortgage
Record Updated	Nov 25, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3509 3RD AVE SW NAPLES FL 341173021, NAPLES, FL 34117-3021

Mortgage

Document Number	0056922164
Date	Nov 6, 2019
Book Page	005692/002164
Instrument	5787132

Lender

Name	SUNCOAST CU
Address	TAMPA, FL 33610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2049

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COLLIER FL
Property Address	3509 3RD AVE SW, NAPLES, FL 34117-3021
Document Number	0053980900
Book / Page	005398 / 000900
Instrument Date	May 12, 2017
Transaction Type	Mortgage
Record Updated	Jun 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0053980900
Date	May 25, 2017
Book Page	005398/000900
Instrument	5409784

Lender

Name	BRANCH BK&TR
Type	Bank
Address	JACKSONVILLE, FL 32216-0944

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 24, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 3509 3rd Ave SW was $6,395 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$640,980 (+2.7%)	$1,035,441 (+5.45%) Land $329,150 Building $706,291
2025	$6,395.00 Homeowner's exemption	$624,129	$981,971 Land $329,150 Building $652,821
2023	$5,913.00 (+11.54%) Homeowner's exemption	$588,873 (+17.22%)	$937,665 (+0.15%) Land $238,350 Building $699,315
2022	$5,301.00 Homeowner's exemption	$502,366	$936,260 Land $278,870 Building $657,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3509 3rd Ave SW in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 140 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	140 in force
Nearby Flood Claims	4 (2017–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3509 3rd Ave SW is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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