3509 38th St, Des Moines, IA 50310 Property Records

Polk County property record for 3509 38th St, Des Moines, IA 50310

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 776 sqft · built 1948
Lot Size0.241 acres (10,500 sqft)
OwnerIndividual Name on Record
Last Sale$93,000 (Feb 2016)
Tax Bill$3,288 (2024)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN7924-29-201-017

Property Details

APN / Parcel Number

Primary APN7924-29-201-017
Alternative APN
  • 100/09007-000-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area776 sqft Living Area
Gross Area1,368 sqft
1st Floor Area776 sqft
Basement Area768 sqft
Finished Basement176 sqft

Exterior

Year BuiltBuilt 1948
Architectural StyleRanch
Exterior MaterialVinyl
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,500 sqft (0.241 acres)
Lot Dimensions140 ft deep x 75 ft wide
Garage TypeBasement
Parking Spaces1 Parking Space
Deck Area156 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Street Address3509 38TH ST
CityDES MOINES
StateIA
Zip50310-4648
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 22 MARFIELD PLACE
Legal Range24W
Legal Township79N
Legal Section29
Legal SubdivisionMARFIELD PLACE
Legal Lot Number22
JurisdictionPOLK IA
Township / Civil DivisionDES MOINES
Census Block Group2
Census Block2005
Census Tract703

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3509 38TH ST, DES MOINES, IA 50310-4648
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 3, 2016 · Amount on Record
Deed SaleFeb 3, 2016 · Amount on Record
Prior SaleJul 21, 2011
Deed Document Number2015-00174186
Deed Book / Page15887 / 0716
Record UpdatedJun 7, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK IA
Property Address3509 38TH ST, DES MOINES, IA 50310-4648
Transaction TypeMortgage
Record UpdatedAug 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000019878
DateAug 20, 2020
Book Page18018/1
Instrument2020-00019878
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term309 Months
DueMay 1, 2046

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyPolk County
MunicipalityDes Moines City
Unified School DistrictDes Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$178,400 (+8.91%) Land $52,500 Building $125,900$178,400 (+8.91%) Land $52,500 Building $125,900
2024$3,288.00 (-1.08%)
2023$163,800 Land $47,600 Building $116,200$163,800 Land $47,600 Building $116,200
2020$3,324.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1990)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 1990 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 76% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDES MOINES WATER WORKS
serves 246,055 people · EPA ID IA7727031
Water SourcePurchased surface water from CIWW (DMWW)
Last State InspectionMay 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · May 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
2,000 / 1,000
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL · Fiber in parts of the area
100 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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