3509 10th St S, Moorhead, MN 56560 Property Records

Clay County property record for 3509 10th St S, Moorhead, MN 56560

Property Summary

Property Type	Single Family Home
Lot Size	0.139 acres (6,076 sqft)
Owner	Individual Name on Record
Last Sale	$106,363 (Aug 2025)
Tax Bill	$3,828 (2026)
Deeds & Mortgages	May 2019 Sale May 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`58.610.0125`

Property Details

APN / Parcel Number

Primary APN	`58.610.0125`

Exterior

Lot Area	6,076 sqft (0.139 acres)

Location & Zoning

Street Address	3509 10TH ST S
City	MOORHEAD
State	MN
Zip	56560-6137
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME PRAIRIE SUN ADD LOT 014 BLOCK 001 SUBDIVISIONCD 58610 S14.66' OF LOT 14 AND ALL OF LOT 15, BLK 1
Legal Range	48
Legal Township	139
Legal Section	20
Legal Subdivision	PRAIRIE SUN ADD
Legal Block	1
Legal Lot Number	14
Jurisdiction	CLAY MN
Township / Civil Division	MOORHEAD
Census Block Group	1
Census Block	1004
Census Tract	30108

Owner

Source: Clay County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3509 10TH ST S, MOORHEAD, MN 56560-6137
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2019	Grant Deed, Transfer TITLE COMPANY/FARGO, TITLE CO/FARGO
May 21, 2019	Warranty Deed, Transfer · Conventional Mortgage AFFINITY PLUS FCU
May 12, 2017	Deed with Mortgage, Transfer CASSADY JOHN C TRUST (PT)
May 2, 2017	Warranty Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2025 · Amount on Record
Deed Sale	Aug 25, 2025 · Amount on Record
Prior Sale	May 21, 2019 · Amount on Record
Deed Document Number	2025857703
Prior Transfer Date	May 1, 2017
Prior Transfer Doc	0000768429
Record Updated	Oct 29, 2026

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLAY MN
Recording Date	May 21, 2019
Property Address	3509 10TH ST S, MOORHEAD, MN 56560-6137
Document Number	0000789545
Instrument Date	May 15, 2019
Instrument	789545
Transaction Type	Transfer
Record Updated	Jun 18, 2019
Title Company	TITLE COMPANY/FARGO, TITLE CO/FARGO

Transaction

Amount	Amount Recorded
Tax	$519.71
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3509 10TH ST S MOORHEAD MN 565606137, MOORHEAD, MN 56560-6137

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	May 21, 2019
Property Address	3509 10TH ST S, MOORHEAD, MN 56560-6137
Document Number	0000789547
Instrument Date	May 15, 2019
Instrument	789547
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	TITLE CO OF FARGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$577.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3509 10TH ST S, MOORHEAD, MN 56560-6137

Mortgage

Document Number	0000789548
Date	May 21, 2019
Instrument	789548

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

Interest

Rate Type	Fixed Rate

May 2017: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	CLAY MN
Recording Date	May 12, 2017
Property Address	3509 10TH ST S, MOORHEAD, MN 56560-6137
Instrument Date	May 1, 2017
Instrument	768429
Transaction Type	Transfer
Record Updated	May 26, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$519.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3509 10TH ST S MOORHEAD MN 565606137, MOORHEAD, MN 56560-6137

Mortgage

Document Number	0000768429
Date	May 12, 2017
Instrument	768429

Lender

Name	CASSADY JOHN C TRUST (PT)
Address	2573 50TH ST NE, BUFFALO, MN 55313-5611

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 11, 2047

Interest

Rate Type	Fixed Rate
Rate	2.77%

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	May 2, 2017
Property Address	3509 10TH ST S, MOORHEAD, MN 56560-6137
Document Number	0000768057
Instrument Date	May 1, 2017
Instrument	768057
Transaction Type	Transfer
Record Updated	May 10, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount Recorded
Tax	$514.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3509 10TH ST S MOORHEAD MN 565606137, MOORHEAD, MN 56560-6137

Tax Assessment & Valuation

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,828.00 (+25.84%) Homeowner's exemption	$229,900 (-0.35%) Land $23,200 Building $206,700	$229,900 (-0.35%) Land $23,200 Building $206,700
2025		$230,700 (+20.79%) Land $29,600 Building $201,100	$230,700 (+20.79%) Land $29,600 Building $201,100
2023	$3,042.00 Homeowner's exemption	$191,000 Land $25,000 Building $166,000	$191,000 Land $25,000 Building $166,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Moorhead serves 44,583 people · EPA ID MN1140008
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50

May also be available: CenturyLink, Otter Tail Telecom, Verizon.

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