35082 S Turtle Trl, Willoughby, OH 44094 Property Records

Lake County property record for 35082 S Turtle Trl, Willoughby, OH 44094

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 1,086 sqft · built 1975
Lot Size	0.215 acres (9,398 sqft)
Owner	Individual Name on Record
Tax Bill	$3,127 (2023)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-A-007-U-00-011-0`

Property Details

APN / Parcel Number

Primary APN	`27-A-007-U-00-011-0`
Alternative APN	`84`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,086 sqft Living Area
1st Floor Area	896 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Architectural Style	Contemporary
Exterior Material	Wood Siding
Lot Area	9,398 sqft
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	84
Street Address	35082 S TURTLE TRL
City	WILLOUGHBY
State	OH
Zip	44094-4265
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-MFL
Legal Description	LOT 2 & 3 TRACT 11
Legal Subdivision	BIG TURTLE CONDOMINIUMS
Legal Tract	11
Legal Lot Number	2 & 3
Jurisdiction	LAKE OH
Township / Civil Division	WILLOUGHBY
Census Block Group	2
Census Block	2004
Census Tract	201300

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	35082 S TURTLE TRL, WILLOUGHBY, OH 44094-4265
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2015
Deed Sale	Jun 16, 2015
Prior Sale	Mar 10, 2015 · Amount on Record
Deed Document Number	E1905
Record Updated	Jun 7, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	35082 S TURTLE TRL, WILLOUGHBY, OH 44094-4265
Transaction Type	Mortgage
Record Updated	May 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034376
Date	Nov 18, 2020
Instrument	2020R034376

Lender

Name	DOLLAR BANK FSB
Type	Bank
Address	CANTON, OH 44711

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willoughby City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,127.00 (+104.91%) Homeowner's exemption Senior Citizen's exemption	$33,030 (-) Land $12,740 Building $20,290
2022	$1,526.00 Homeowner's exemption Senior Citizen's exemption	$33,030 Land $12,740 Building $20,290
2021			$94,370 Land $36,400 Building $57,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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