Lexington-Fayette Urban County property record for 3508 Winding Dr, Lexington, KY 40517
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,853 sqft · built 1978 |
| Lot Size | 0.175 acres (7,614 sqft) |
| Owner | Individual Name on File |
| Last Sale | $145,700 (Oct 2020) |
| Tax Bill | $2,418 (2026) |
| Deeds & Mortgages | Feb 2026 Line of Credit Oct 2020 Sale |
| APN | 17499251 |
| Primary APN | 17499251 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,853 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Other |
| Construction Type | Frame |
| Lot Area | 7,614 sqft (0.175 acres) |
| Lot Width | 59.8 ft Width |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 3508 WINDING DR |
|---|---|
| City | LEXINGTON |
| State | KY |
| Zip | 40517-2703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1C |
| Legal Description | B-508 GAINESWAY LOT 9; BOOK: 3787 PAGE: 618 |
| Legal Subdivision | GAINESWAY |
| Legal Block | C |
| Legal Lot Number | 9 |
| Jurisdiction | FAYETTE KY |
| Township / Civil Division | LEXINGTON-FAYETTE SOUTHEAST |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 3404 |
3508 Winding Dr is owned and occupied by an individual who bought it in October 2020.
Source: Lexington-Fayette Urban County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3508 WINDING DR, LEXINGTON, KY 40517-2703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 5, 2026 | Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU |
| Oct 7, 2020 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 7, 2020 · Amount on File |
| Deed Sale | Oct 7, 2020 · Amount on File |
| Deed Book / Page | 3787 / 618 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Property Address | 3508 WINDING DR, LEXINGTON, KY 40517-2703 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2026 |
| Name | Verified Name |
|---|
| Document Number | MB11149/697 |
|---|---|
| Date | Feb 5, 2026 |
| Book Page | MB 11149/697 |
| Instrument | 202602050040 |
| Name | UNIVERSITY OF KENTUCKY FCU |
|---|---|
| Type | Credit Union |
| Address | LEXINGTON, KY 40509 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 25, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | FAYETTE KY |
| Recording Date | Oct 7, 2020 |
| Property Address | 3508 WINDING DR, LEXINGTON, KY 40517-2703 |
| Document Number | 003787/618 |
| Book / Page | 3787 / 618 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2026 property tax bill for 3508 Winding Dr was $2,418 with a homeowner's exemption, up 1.9% from the year before.
Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Municipality | Lexington-Fayette Urban County |
| Unified School District | Fayette County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,418.00 (+1.9%) | $241,000 (-) | $241,000 (-) |
| 2025 | $2,373.00 Homeowner's exemption | $241,000 | $241,000 |
| 2023 | $2,406.00 Homeowner's exemption | $241,000 | $241,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 3508 Winding Dr; there have been 7 flood claims nearby since 1992.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 7 (1992–2006) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Sep 2006 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3508 Winding Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.3% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Windstream Fiber · DSL in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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