3508 Tarn St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3508 Tarn St, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,099 sqft · built 2006
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,000 (Jul 2021)
Tax Bill	$7,468 (2025)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`T070500647`

Property Details

APN / Parcel Number

Primary APN	`T070500647`
Alternative APN	`5-116B-A101-00-2061.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,099 sqft Living Area
Gross Area	5,384 sqft
1st Floor Area	1,684 sqft
Basement Area	1,684 sqft
Finished Basement	1,263 sqft
Unfinished Basement	421 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Bi-Level
Exterior Material	Siding
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Attached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	448 sqft
Deck Area	Deck Area
Patio Area	256 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T070500647
Street Address	3508 TARN ST
City	SAINT CHARLES
State	MO
Zip	63301-8165
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NEW TOWN AT ST CHAS #2 LOT 2061
Legal Subdivision	NEW TOWN AT ST CHAS #2
Legal Lot Number	2061
Jurisdiction	ST CHARLES MO
Township / Civil Division	RIVERS
Census Block Group	4
Census Block	4024
Census Tract	310201

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3508 TARN ST, SAINT CHARLES, MO 63301-8165
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2021 · Amount on Record
Deed Sale	Jul 6, 2021 · Amount on Record
Prior Sale	Jun 18, 2014 · Amount on Record
Deed Document Number	202156715
Prior Transfer Date	Apr 10, 2012
Prior Transfer Doc	0057591248
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 6, 2021
Property Address	3508 TARN ST, SAINT CHARLES, MO 63301-8165
Document Number	2021R056715
Map Reference	MB 43 PG 203
Instrument Date	Jun 30, 2021
Instrument	2021R-056715
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3320 RUE ROYALE ST STE 1, 3320, SAINT CHARLES, MO 63301-8322

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3508 TARN ST, SAINT CHARLES, MO 63301-8165

Mortgage

Document Number	2021R056716
Date	Jul 6, 2021
Instrument	2021R-056716

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	Orchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$114,774 (-)	$604,071 (-) Land $112,000 Building $492,071
2025	$7,468.00 (+10.12%)	$114,774 (+13.25%)	$604,071 (+13.25%) Land $112,000 Building $492,071
2024	$6,782.00
2023		$101,347
2022			$533,406 Land $84,000 Building $449,406

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2019 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20