3508 Red Oak Cir E, Orange Park, FL 32073 Property Records

Clay County property record for 3508 Red Oak Cir E, Orange Park, FL 32073

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,728 sqft · built 1972
Lot Size	0.297 acres (12,980 sqft)
Owner	Individual Name on Record
Last Sale	$343,900 (Oct 2024)
Tax Bill	$3,703 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-04-26-013570-000-00`

Property Details

APN / Parcel Number

Primary APN	`18-04-26-013570-000-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,728 sqft Heated Area
Gross Area	2,568 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,980 sqft (0.297 acres)
Lot Dimensions	134 ft deep x 97 ft wide
Garage Area	520 sqft

Exterior Amenities

Pool Area	703 sqft
Porch	Porch
Porch Area	320 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3508 RED OAK CIR E
City	ORANGE PARK
State	FL
Zip	32073-5961
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	LOT 19 BLK 1 LAKESIDE ESTATESUNIT 6 AS REC O R 4871 PG 2007
Legal Range	26
Legal Township	04
Legal Section	18
Legal Subdivision	LAKESIDE ESTATES
Legal Block	1
Legal Lot Number	19
Legal Unit	6
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	1
Census Block	1002
Census Tract	30801

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3508 RED OAK CIR E, ORANGE PARK, FL 32073-5961
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Aug 12, 2020	Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA
May 2, 2019	Warranty Deed, Transfer · Conventional with PMI VYSTAR CU
Apr 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2024 · Amount on Record
Deed Sale	Oct 29, 2024 · Amount on Record
Prior Sale	May 2, 2019 · Amount on Record
Deed Document Number	2024050180
Deed Book / Page	4871 / 2007
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	3508 RED OAK CIR E, ORANGE PARK, FL 32073-5961
Transaction Type	Mortgage
Record Updated	Sep 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3508 RED OAK CIR E, ORANGE PARK, FL 32073-5961

Mortgage

Document Number	0046421659
Date	Aug 29, 2022
Book Page	4642/1659
Instrument	2022052158

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	471 Months
Due	Nov 2, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	3508 RED OAK CIR E, ORANGE PARK, FL 32073-5961
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043400880
Date	Aug 12, 2020
Book Page	4340/880
Instrument	2020040857

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 2, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	May 2, 2019
Property Address	3508 RED OAK CIR E, ORANGE PARK, FL 32073-5961
Document Number	0041880141
Book / Page	004188 / 000141
Instrument Date	May 1, 2019
Instrument	22480
Transaction Type	Transfer
Record Updated	May 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,435.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	506 TIMBERCREST LN FLEMING ISLAND FL 320038177, FLEMING ISLAND, FL 32003-8177

Mortgage

Document Number	41880143
Date	May 2, 2019
Book Page	004188/000143
Instrument	22481

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	3508 RED OAK CIR E, ORANGE PARK, FL 32073-5961
Document Number	0039682068
Book / Page	003968 / 002068
Instrument Date	Apr 26, 2017
Transaction Type	Mortgage
Record Updated	Jun 5, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3508 RED OAK CIR E ORANGE PARK FL 320735961, ORANGE PARK, FL 32073-5961

Mortgage

Document Number	0039682068
Date	May 3, 2017
Book Page	003968/002068
Instrument	22281

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32232-5085

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 2, 2037

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,703.00 (+44.09%) Homeowner's exemption	$282,944 (+51%) Land $45,000 Building $237,944	$282,944 (+5%) Land $45,000 Building $237,944
2023	$2,570.00 (+8.07%) Homeowner's exemption	$187,378 (+3%)	$269,462 (+17.91%) Land $45,000 Building $224,462
2022	$2,378.00 Homeowner's exemption	$181,921	$228,523 Land $25,000 Building $203,523

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	2 (2000–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber, Verizon.

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