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3508 Loralin Dr, Waterloo, IA 50701 Property Records

Black Hawk County property record for 3508 Loralin Dr, Waterloo, IA 50701

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,336 sqft · built 1968
Lot Size0.418 acres (18,200 sqft)
OwnerTrust Name on File
Tax Bill$4,848 (2025)
Deeds & MortgagesSep 2021 Transfer
Sep 2021 Transfer
Flood ZoneZone X (minimal risk)
APN8813-04-301-004

Property Details

APN / Parcel Number

Primary APN8813-04-301-004

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,336 sqft Living Area
1st Floor Area1,336 sqft
Basement Area1,336 sqft
Finished Basement750 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area18,200 sqft (0.418 acres)
Lot Dimensions130 ft deep x 75 ft wide
Garage TypeAttached
Garage Area596 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area210 sqft
Deck Area150 sqft
Patio Area590 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address3508 LORALIN DR
CityWATERLOO
StateIA
Zip50701-4846
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSHERIDAN HEIGHTS ADDITION LOT 53
Legal Range13W
Legal Township88N
Legal Section04
Legal SubdivisionSHERIDAN HEIGHTS ADDITION
Legal Lot Number53
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2008
Census Tract1302

Owner

3508 Loralin Dr is owner-occupied and held in a trust since September 2022.

Source: Black Hawk County records, as of September 1, 2026

Owner of RecordTrust Name on File
Mailing Address3508 LORALIN DR, WATERLOO, IA 50701-4846
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 2, 2021Intrafamily Transfer, Transfer
Sep 2, 2021Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateSep 1, 2022
Transfer Doc0000005002
Record UpdatedOct 29, 2026

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBLACK HAWK IA
Recording DateSep 2, 2021
Property Address3508 LORALIN DR, WATERLOO, IA 50701-4846
Document Number202200005005
Instrument DateAug 31, 2021
Instrument202200005005
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address3508 LORALIN DR, WATERLOO, IA 50701-4846

September 2021: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionBLACK HAWK IA
Recording DateSep 2, 2021
Property Address3508 LORALIN DR, WATERLOO, IA 50701-4846
Document Number202200005002
Instrument DateAug 31, 2021
Instrument202200005002
Transaction TypeTransfer
Record UpdatedFeb 10, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3508 LORALIN DR, WATERLOO, IA 50701-4846

Tax Assessment & Valuation

The 2025 property tax bill for 3508 Loralin Dr was $4,848 with a homeowner's exemption, up 7.1% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,848.00 (+7.11%) Homeowner's exemption$263,080 Land $46,390 Building $216,690$263,080 Land $46,390 Building $216,690
2024$4,526.00
2023$232,520 (+19.06%) Land $46,390 Building $186,130$232,520 Land $46,390 Building $186,130
2022$4,094.00 Homeowner's exemption$195,300 Land $46,390 Building $148,910
2021$195,300 Land $46,390 Building $148,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3508 Loralin Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2010–2018)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3508 Loralin Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Waterloo Fiber
Fiber		10,000 / 10,000
Metronet
Fiber		5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50
Verizon
Fixed Wireless		300 / 20
GigFire
Fixed Wireless		150 / 130

May also be available: Nextlink.

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