3508 Elm St, Bakersfield, CA 93301 Property Records

Kern County property record for 3508 Elm St, Bakersfield, CA 93301

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,979 sqft · built 1969
Lot Size	0.049 acres (2,112 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Nov 2021)
Tax Bill	$3,118 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`332-340-04-00-1`

Property Details

APN / Parcel Number

Primary APN	`332-340-04-00-1`
Alternative APNs	`332-340-04-1` `3323400400` `33234004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,979 sqft Living Area
1st Floor Area	1,270 sqft
2nd Floor Area	709 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Townhouse
Construction Type	Frame
Lot Area	2,112 sqft (0.049 acres)
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	332340041
Street Address	3508 ELM ST
City	BAKERSFIELD
State	CA
Zip	93301-1514
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-3
Legal Description	TRACT 3234 , BLOCK , LOT 4
Legal Subdivision	RIVIERA WESTCHESTER
Legal Tract	3234
Legal Block	3
Legal Lot Number	4
Jurisdiction	KERN CA
Township / Civil Division	BAKERSFIELD
Census Block Group	3
Census Block	3004
Census Tract	1700

Owner

3508 Elm St, a townhouse, is owned and occupied by two individuals who acquired it in July 2026.

Source: Kern County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3508 ELM ST, BAKERSFIELD, CA 93301-1514
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Gift Deed, Transfer · Conventional Mortgage GOLDEN 1 CREDIT UNION
Nov 3, 2021	Grant Deed, Transfer · Commercial Mortgage GIBBONS FAMILY LLC
Nov 3, 2021	Intrafamily Transfer, Transfer PLACER TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2021 · Amount on File
Deed Sale	Nov 3, 2021 · Amount on File
Prior Sale	Jun 7, 2013 · Amount on File
Deed Document Number	2021207307
Last Transfer Date	Jul 27, 2026
Transfer Doc	0000088651
Record Updated	Sep 20, 2026

July 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	KERN CA
Recording Date	Jul 31, 2026
Property Address	3508 ELM ST, BAKERSFIELD, CA 93301-1514
Document Number	0000088651
Instrument Date	Jul 27, 2026
Instrument	202688651
Transaction Type	Transfer
Record Updated	Aug 11, 2026
Title Company	ATLAS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3508 ELM ST, BAKERSFIELD, CA 93301-1514
Investor	Possibly a Property Investor

Mortgage

Document Number	0000088652,
Date	Jul 31, 2026
Instrument	202688652

Lender

Name	GOLDEN 1 CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Nov 3, 2021
Property Address	3508 ELM ST, BAKERSFIELD, CA 93301-1514
Document Number	0000207307
Map Reference	MB 17 PG 99&100
Instrument Date	Nov 1, 2021
Instrument	221207307
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3508 ELM ST, BAKERSFIELD, CA 93301-1514

Mortgage

Document Number	0000207309
Date	Nov 3, 2021
Instrument	221207309

Lender

Name	GIBBONS FAMILY LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KERN CA
Recording Date	Nov 3, 2021
Property Address	3508 ELM ST, BAKERSFIELD, CA 93301-1514
Document Number	0000207308
Map Reference	MB 17 PG 99&100
Instrument Date	Nov 1, 2021
Instrument	221207308
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3508 ELM ST, BAKERSFIELD, CA 93301-1514

Tax Assessment & Valuation

The 2025 property tax bill for 3508 Elm St was $3,118 with a homeowner's exemption, up 1.4% from the year before.

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Elementary School District	Bakersfield City School District (KG - 08)
Secondary School District	Kern High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$221,897 (+2%) Land $32,472 Building $189,425
2025	$3,118.00 (+1.43%) Homeowner's exemption	$217,547 Land $31,836 Building $185,711
2024	$3,074.00 (+2.16%)
2023	$3,009.00 (+2.31%) Homeowner's exemption	$209,100 Land $30,600 Building $178,500
2022	$2,941.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3508 Elm St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (1982)
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3508 Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWS - BAKERSFIELD private · serves 268,129 people · EPA ID CA1510003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50

May also be available: GeoLinks, T-Mobile, Verizon.

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