Polk County property record for 3508 Bowdens Rd, Lakeland, FL 33812
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,447 sqft · built 2021 |
| Lot Size | 0.242 acres (10,550 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $428,200 (May 2021) |
| Tax Bill | $4,815 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage Aug 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-29-10-280568-001010 |
| Primary APN | 24-29-10-280568-001010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,447 sqft Living Area |
| Gross Area | 3,226 sqft |
| 1st Floor Area | 2,447 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 10,550 sqft (0.242 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 599 sqft |
| Porch | Florida Room |
| Street Address | 3508 BOWDENS RD |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33812-4489 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKESIDE HERITAGE PHASE 2 PB 176 PG 17-19 LOT 101 |
| Legal Range | 24E |
| Legal Township | 29S |
| Legal Section | 10 |
| Legal Subdivision | LAKESIDE HERITAGE PHASE 2 |
| Legal Phase | 2 |
| Legal Block | 1 |
| Legal Lot Number | 101 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 11834 |
3508 Bowdens Rd is owned and occupied by two individuals who bought it in May 2021.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3508 BOWDENS RD, LAKELAND, FL 33812-4489 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 24, 2021 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GET A RATE LLC |
| Aug 4, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 24, 2021 · Amount on File |
| Deed Sale | May 24, 2021 · Amount on File |
| Deed Document Number | 2021134449 |
| Deed Book / Page | 11728 / 847 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 24, 2021 |
| Property Address | 3508 BOWDENS RD, LAKELAND, FL 33812-4489 |
| Document Number | 0000134449 |
| Book / Page | 11728 / 847 |
| Map Reference | MB 176 PG 17 |
| Instrument Date | Apr 15, 2021 |
| Instrument | 2021134449 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 23, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,997.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 639 MIDFLORIDA DR # 11, 11, LAKELAND, FL 33813-4925 |
| Name | Verified Name |
|---|---|
| Address | 3508 BOWDENS RD, LAKELAND, FL 33812-4489 |
| Document Number | 0011728849 |
|---|---|
| Date | May 24, 2021 |
| Instrument | 11728/849 |
| Name | GET A RATE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Aug 4, 2020 |
| Property Address | 3508 BOWDENS RD, LAKELAND, FL 33812-4489 |
| Document Number | 0113221405 |
| Book / Page | 011322 / 001405 |
| Instrument Date | Jul 22, 2020 |
| Instrument | 157080 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $10.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 639 MIDFLORIDA DR #1 LAKELAND FL 338134925, 1, LAKELAND, FL 33813-4925 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 3508 Bowdens Rd was $4,815 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $423,796 (+2.7%) | $459,638 (-2.22%) Land $80,000 Building $379,638 | |
| 2025 | $4,815.00 Homeowner's exemption | $412,654 | $470,074 Land $80,000 Building $390,074 |
| 2023 | $5,179.00 (+2.41%) Homeowner's exemption | $389,344 (+3%) | $468,547 (+17.84%) Land $78,000 Building $390,547 |
| 2022 | $5,057.00 Homeowner's exemption | $378,004 | $397,619 Land $74,000 Building $323,619 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3508 Bowdens Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 3 (2003–2004) |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3508 Bowdens Rd is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHWEST/POLK COUNTY UTILITY serves 39,209 people · EPA ID FL6530852 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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