3507 Salo Rd, Embarrass, MN 55732 Property Records

St. Louis County property record for 3507 Salo Rd, Embarrass, MN 55732

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,270 sqft · built 1962
Lot Size	15 acres (653,400 sqft)
Owner	Individual Name on Record
Last Sale	$10,000 (May 2026)
Tax Bill	$1,806 (2026)
Deeds & Mortgages	May 2026 Sale Jan 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`565-0010-02030`

Property Details

APN / Parcel Number

Primary APN	`565-0010-02030`
Alternative APN	`1105724`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,270 sqft Gross Area
1st Floor Area	1,270 sqft
Basement Area	508 sqft
Finished Basement	508 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	653,400 sqft (15 acres)
Garage Area	720 sqft
Storage Building	1,200 sqft
Pole Barn	2,520 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	1105724
Street Address	3507 SALO RD
City	EMBARRASS
State	MN
Zip	55732-8529
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	N1/2 OF NE1/4 OF SE1/4 EX E 1/2 OF S 1/2 SERIAL #
Legal Range	14W
Legal Township	60N
Legal Section	13
Legal Subdivision	WAASA TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	WAASA
Census Block Group	1
Census Block	1020
Census Tract	13900

Owner

Source: St. Louis County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3505 SALO RD, EMBARRASS, MN 55732-8529
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jan 7, 2026	Deed of Trust, Mortgage · Closed-End Mortgage EMBARRASS VERMILLION FCU
Jan 7, 2026	Deed of Trust, Mortgage · Line of Credit EMBARRASS VERMILLION FCU
Mar 12, 2021	Deed, Transfer · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2026 · Amount on Record
Deed Sale	May 5, 2026 · Amount on Record
Prior Sale	Mar 12, 2021 · Amount on Record
Deed Document Number	20261532038
Prior Transfer Date	Jul 12, 2016
Prior Transfer Doc	00A1291363
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 5, 2026
Property Address	3507 SALO RD, EMBARRASS, MN 55732-8529
Document Number	0001532038
Instrument Date	Mar 31, 2026
Instrument	2026.1532038
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$3,333.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3505 SALO RD, EMBARRASS, MN 55732-8529

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3507 SALO RD, EMBARRASS, MN 55732-8529
Transaction Type	Mortgage
Record Updated	Feb 3, 2026
Title Company	PAN AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3507 SALO RD, EMBARRASS, MN 55732-8529

Mortgage

Document Number	0001525671
Date	Jan 7, 2026
Instrument	1525671

Lender

Name	EMBARRASS VERMILLION FCU
Type	Credit Union
Address	AURORA, MN 55705

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Dec 19, 2030

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3507 SALO RD, EMBARRASS, MN 55732-8529
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3507 SALO RD, EMBARRASS, MN 55732-8529

Mortgage

Document Number	0001525670
Date	Jan 7, 2026
Instrument	1525670

Lender

Name	EMBARRASS VERMILLION FCU
Type	Credit Union
Address	AURORA, MN 55705

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Dec 24, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ST LOUIS MN
Recording Date	Mar 12, 2021
Property Address	3507 SALO RD, EMBARRASS, MN 55732-8529
Document Number	0001406639
Instrument Date	Feb 18, 2021
Instrument	1406639
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	NORTHEAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$709.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3507 SALO RD, EMBARRASS, MN 55732-8529

Mortgage

Document Number	0001406640
Date	Mar 12, 2021
Instrument	1406640

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Waasa Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,806.00 (-17.31%) Homeowner's exemption
2025	$2,184.00 (+11.89%)	$265,400 (+13.08%) Land $46,100 Building $219,300	$265,400 (+13.08%) Land $46,100 Building $219,300
2024	$1,952.00	$234,700 (+28.25%) Land $47,200 Building $187,500	$234,700 (+28.25%) Land $47,200 Building $187,500
2022		$183,000 Land $40,700 Building $142,300	$183,000 Land $40,700 Building $142,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 61% of Minnesota
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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