Collier County property record for 3507 Rum Row, Naples, FL 34102
| Property Type | Single Family Home |
|---|---|
| Details | 3,776 sqft · built 2023 |
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $40,600 (Dec 2015) |
| Tax Bill | $131,578 (2025) |
| Deeds & Mortgages | Jan 2022 Construction Loan |
| Flood Zone | Zone AE (high risk) |
| APN | 121600 245A22 |
| Primary APN | 121600 245A22 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,776 sqft Living Area |
| 1st Floor Area | 4,545 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Construction Type | Wood |
| Lot Area | 21,344 sqft (0.49 acres) |
| Lot Dimensions | 175 ft deep x 121 ft wide |
| View / Lot | Waterfront |
| Deck Area | 625 sqft |
| Boat Access | Boat Access |
| Street Address | 3507 RUM ROW |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34102-7843 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NAPLES |
| Legal Description | RUM ROW SECT PORT ROYAL LOT 24 |
| Legal Range | 25 |
| Legal Township | 50 |
| Legal Section | 22 |
| Legal Subdivision | PORT ROYAL/RUM ROW |
| Legal Tract | 121600 |
| Legal Block | 1 |
| Legal Lot Number | 24 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 500 |
Source: Collier County records · APN 121600 245A22
Assessment roll updated September 9, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 3507 RUM ROW, NAPLES, FL 34102-7843 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 21, 2015 · Amount on Record |
| Deed Sale | Dec 21, 2015 · Amount on Record |
| Prior Sale | Dec 21, 2015 · Amount on Record |
| Deed Document Number | 20155208909 |
| Deed Book / Page | 5225 / 3201 |
| Last Transfer Date | Jul 18, 2025 |
| Transfer Doc | 0064932899 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 3507 RUM ROW, NAPLES, FL 34102-7843 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | 901 GALLEON DR, NAPLES, FL 34102-7703 |
| Document Number | 0060651648 |
|---|---|
| Date | Jan 03, 2022 |
| Book Page | 6065/1648 |
| Instrument | 6183731 |
| Name | AMERICAN MOMENTUM BANK |
|---|---|
| Type | Bank |
| Address | COLLEGE STATION, TX 77845 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 371 Months |
| Due | Dec 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | Jan 01, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.87% |
| Index | Other |
| Max Rate | 7.87% |
Source: Collier County records · Assessment roll updated September 9, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Municipality | Naples City |
| Unified School District | Collier County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $131,578.00 (+2.18%) | $14,575,418 (+163.2%) | $15,997,070 (+69.9%) Land $6,795,360 Building $9,201,710 |
| 2024 | $128,771.00 (+89.68%) | ||
| 2023 | $67,887.00 (+13.95%) | $5,537,737 (+1%) | $9,415,387 (+28.56%) Land $9,408,960 Building $6,427 |
| 2022 | $59,577.00 | $5,034,306 | $7,323,922 Land $7,318,080 Building $5,842 |
Source: FEMA National Flood Hazard Layer as of June 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 491 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 491 in force |
| Nearby Flood Claims | 504 (1979–2024) |
| Claims Outside the SFHA | 12 of 504 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 103 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NAPLES WATER DEPT serves 83,804 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 13 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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