3507 Montclair Ave, Reading, PA 19605 Property Records

Berks County property record for 3507 Montclair Ave, Reading, PA 19605

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,494 sqft · built 1930
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on Record
Last Sale	$77,900 (May 2005)
Tax Bill	$1,146 (2026)
Deeds & Mortgages	Aug 2021 Line of Credit Sep 2020 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5319-17-00-8534`

Property Details

APN / Parcel Number

Primary APN	`5319-17-00-8534`
Alternative APNs	`57-5319-17-00-8534` `57109800` `109800`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,494 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Stucco
Lot Area	3,049 sqft (0.07 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	57109800
Street Address	3507 MONTCLARE ST
City	READING
State	PA
Zip	19605
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	ROSEDALE
Legal Lot Number	715
Jurisdiction	BERKS PA
Township / Civil Division	LAURELDALE
Census Block Group	3
Census Block	3006
Census Tract	12800

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3507 MONTCLAIR AVE, READING, PA 19605-1810
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2021	Deed of Trust, Mortgage · Line of Credit DIAMOND CU
Sep 10, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DIAMOND CU
Dec 26, 2018	Deed of Trust, Mortgage · Line of Credit DIAMOND CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2005 · Amount on Record
Deed Sale	May 16, 2005 · Amount on Record
Deed Document Number	200526061
Deed Book / Page	4581 / 1126
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	3507 MONTCLAIR AVE, READING, PA 19605-1810
Transaction Type	Mortgage
Record Updated	Dec 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041844
Date	Aug 20, 2021
Instrument	2021041844

Lender

Name	DIAMOND CU
Type	Credit Union
Address	POTTSTOWN, PA 19464

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 3, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	3507 MONTCLAIR AVE, READING, PA 19605-1810
Transaction Type	Mortgage
Record Updated	Dec 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031955
Date	Sep 10, 2020
Instrument	2020031955

Lender

Name	DIAMOND CU
Type	Credit Union
Address	POTTSTOWN, PA 19464

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 2, 2030

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	3507 MONTCLAIR AVE, READING, PA 19605-1810
Document Number	0000002219
Instrument Date	Dec 26, 2018
Transaction Type	Mortgage
Record Updated	Feb 4, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3507 MONTCLAIR AVE LAURELDALE PA 196051810, LAURELDALE, PA 19605-1810

Mortgage

Document Number	0000002219
Date	Jan 23, 2019
Instrument	2219

Lender

Name	DIAMOND CU
Address	POTTSTOWN, PA 19464

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 22, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Laureldale Borough
Unified School District	Muhlenberg School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,146.00 (+7.71%)	$70,300 (-) Land $23,800 Building $46,500	$23,800 (-66.15%) Land $23,800
2024	$1,064.00	$70,300 Land $23,800 Building $46,500
1994			$70,300 Land $23,800 Building $46,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUHLENBERG TWP MUNI AUTH serves 22,400 people · EPA ID PA3060038
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2020
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband.

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