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3507 Ernest St, Jacksonville, FL 32205 Property Records

Duval County property record for 3507 Ernest St, Jacksonville, FL 32205

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,029 sqft · built 1941
Lot Size0.117 acres (5,100 sqft)
OwnerIndividual Name on File
Last Sale$179,500 (Mar 2024)
Tax Bill$3,101 (2025)
Deeds & MortgagesMar 2024 Sale & Mortgage
Mar 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN078979-0000

Property Details

APN / Parcel Number

Primary APN078979-0000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,029 sqft Living Area
Gross Area1,361 sqft
1st Floor Area864 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1980
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,100 sqft (0.117 acres)
Lot Dimensions102 ft deep x 50 ft wide
Garage TypeDetached
Garage Area216 sqft
Parking Spaces1 Parking Space
PorchEnclosed/Finished Porch
Porch Area116 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address3507 ERNEST ST
CityJACKSONVILLE
StateFL
Zip32205-5431
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMD-A
Legal Description11-38 20-2S-26E MURRAY HILL SEC A W1/2 LOTS 3,4 BLK 1
Legal Range26E
Legal Township02S
Legal Section20
Legal SubdivisionMURRAY HILL SEC A
Legal Block1
Legal Lot Number3,4
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE WEST
Census Block Group4
Census Block4008
Census Tract2502

Owner

3507 Ernest St is owned and occupied by an individual who bought it in March 2024.

Source: Duval County records, as of September 25, 2026

Owner of RecordIndividual Name on File
Mailing Address3507 ERNEST ST, JACKSONVILLE, FL 32205-5431
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2024Warranty Deed, Transfer · Conventional Mortgage
HOMEOWNER FINANCIAL
Mar 21, 2018Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 18, 2024 · Amount on File
Deed SaleMar 18, 2024 · Amount on File
Prior SaleMar 21, 2018 · Amount on File
Deed Document Number202453016
Deed Book / Page20981 / 905
Prior Transfer DateSep 18, 2013
Prior Transfer Doc0165331526
Record UpdatedOct 29, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateMar 18, 2024
Property Address3507 ERNEST ST, JACKSONVILLE, FL 32205-5431
Document Number0209810905
Book / Page20981 / 905
Map ReferenceMB 11 PG 38
Instrument DateFeb 9, 2024
Instrument2024053016
Transaction TypeTransfer
Record UpdatedApr 12, 2024
Title CompanyESTATE TITLE, ESTATE TITLE AND TRUST

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,256.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1719 CALIFORNIA AVEC, SANTA MONICA, CA 90403

Transferred To (Grantee/Buyer)

NameVerified Name
Address3507 ERNEST ST, JACKSONVILLE, FL 32205-5431

Mortgage

Document Number0020981908
DateMar 18, 2024
Instrument20981/908
Lender
NameHOMEOWNER FINANCIAL
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2054

Mortgage

Document Number0209810922
DateMar 18, 2024
Book Page20981/922
Instrument2024053018
Lender
NameFLORIDA HOUSING FINANCE CORP
TypeGovernment Agency
AddressJACKSONVILLE, FL 32205
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateMar 21, 2018
Property Address3507 ERNEST ST, JACKSONVILLE, FL 32205-5431
Document Number0183222313
Book / Page18322 / 2313
Map ReferenceMB 11 PG 38
Instrument DateMar 16, 2018
Instrument2018066778
Transaction TypeTransfer
Record UpdatedDec 22, 2021
Title CompanyESTATE TITLE LC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$665.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2548 BUTTONWOOD DR, 2548, JACKSONVILLE, FL 32216-2513

Transferred To (Grantee/Buyer)

NameVerified Name
Address1719 CALIFORNIA AVE APT C, C, SANTA MONICA, CA 90403-4415

Mortgage

Document Number2018066779
DateMar 21, 2018
Instrument2018066779
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3507 Ernest St was $3,101, up 15.2% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$141,559 (-7.57%) Land $49,788 Building $91,771$141,559 (-7.57%) Land $49,788 Building $91,771
2025$3,101.00 (+15.15%)$153,152 Land $60,075 Building $93,077$153,152 Land $60,075 Building $93,077
2024$2,693.00 (+3.74%)
2023$2,596.00 (+16.52%)$153,859 (+13.04%) Land $60,075 Building $93,784$153,859 (+13.04%) Land $60,075 Building $93,784
2022$2,228.00$136,106 Land $46,725 Building $89,381$136,106 Land $46,725 Building $89,381

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3507 Ernest St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1992–2015)
Claims Outside the SFHA4 of 4
Most Recent ClaimNov 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3507 Ernest St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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