3506 Shady Dr, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 3506 Shady Dr, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,016 sqft · built 2007
Lot Size	0.114 acres (5,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Dec 2017)
Tax Bill	$4,366 (2023)
Deeds & Mortgages	Oct 2019 Line of Credit Apr 2018 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-579-90223099`

Property Details

APN / Parcel Number

Primary APN	`01-579-90223099`
Alternative APN	`57990223099`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,016 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,000 sqft (0.114 acres)
Garage Type	Mixed
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	64 sqft
Deck Area	419 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	57990223099
Street Address	3506 SHADY DR
City	EDGEWATER
State	MD
Zip	21037-3331
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LOT 302 PL 7 3506 SHADY DRIVE NORTH SELBY
Legal Subdivision	NORTH SELBY/BAY #7
Legal Lot Number	302
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	1
Census Block	1022
Census Tract	701202

Owner

Source: Anne Arundel County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3506 SHADY DR, EDGEWATER, MD 21037-3331
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2019	Deed of Trust, Mortgage · Line of Credit TOWER FCU
Apr 20, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TOWER FCU
Jan 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage PRESIDENTIAL BANK FSB
Dec 11, 2017	Grant Deed, Transfer · Conventional with PMI DIRECT MTG LN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2017 · Amount on Record
Deed Sale	Dec 11, 2017 · Amount on Record
Prior Sale	May 10, 2007 · Amount on Record
Deed Document Number	0031653272
Deed Book / Page	31653 / 272
Record Updated	Jun 7, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	3506 SHADY DR, EDGEWATER, MD 21037-3331
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0336450340
Date	Oct 1, 2019
Book Page	33645/340

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 25, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	3506 SHADY DR, EDGEWATER, MD 21037-3331
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0320270172
Date	Apr 20, 2018
Book Page	32027/172

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Mar 26, 2033

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	3506 SHADY DR, EDGEWATER, MD 21037-3331
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	FALCONE TITLE, FALCON TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3506 SHADY DR, EDGEWATER, MD 21037-3331

Mortgage

Document Number	0381960431
Date	Jan 11, 2022
Book Page	38196/431

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank
Address	BETHESDA, MD 20814

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Dec 11, 2017
Property Address	3506 SHADY DR, EDGEWATER, MD 21037-3331
Document Number	0316530272
Book / Page	031653 / 000272
Instrument Date	Dec 8, 2017
Transaction Type	Transfer
Record Updated	Jan 23, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$425.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3506 SHADY DR EDGEWATER MD 210373331, EDGEWATER, MD 21037-3331

Mortgage

Document Number	316530276
Date	Dec 11, 2017
Book Page	031653/000276

Lender

Name	DIRECT MTG LN
Type	Mortgage Company
Address	HUNT VALLEY, MD 21031

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2047

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,366.00 Homeowner's exemption	$399,900 Land $177,200 Building $222,700	$399,900 Land $177,200 Building $222,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 79 policies
Nearby Flood Policies	79 in force
Nearby Flood Claims	2 (2024)
Most Recent Claim	Jan 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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