3506 Post Valley Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 3506 Post Valley Dr, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,599 sqft · built 1999
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (Nov 2019)
Tax Bill	$5,416 (2025)
Deeds & Mortgages	Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A984000600`

Property Details

APN / Parcel Number

Primary APN	`A984000600`
Alternative APN	`4-0036-7885-00-0123.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,599 sqft Living Area
Gross Area	4,754 sqft
1st Floor Area	2,466 sqft
Basement Area	1,888 sqft
Finished Basement	1,133 sqft
Unfinished Basement	755 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	68 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A984000600
Street Address	3506 POST VALLEY DR
City	O FALLON
State	MO
Zip	63368-7060
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POST MEADOWS #1 LOT 123
Legal Subdivision	POST MEADOWS
Legal Lot Number	123
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1024
Census Tract	311153

Owner

3506 Post Valley Dr is owned and occupied by an individual who bought it in November 2019.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	3506 POST VALLEY DR, O FALLON, MO 63368-7060
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 27, 2019 · Amount on File
Deed Sale	Nov 27, 2019 · Amount on File
Prior Sale	Jun 3, 2016 · Amount on File
Deed Document Number	2019683740
Deed Book / Page	7190 / 349
Prior Transfer Date	Mar 13, 2003
Prior Transfer Doc	0033120212
Record Updated	Oct 29, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 27, 2019
Property Address	3506 POST VALLEY DR, O FALLON, MO 63368-7060
Document Number	0071900349
Book / Page	007190 / 000349
Instrument Date	Nov 25, 2019
Instrument	683740
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	CLEAR TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3506 POST VALLEY DR O FALLON MO 633687060, O FALLON, MO 63368-7060

Mortgage

Document Number	71900353
Date	Nov 27, 2019
Book Page	007190/000353
Instrument	683760

Lender

Name	GOLDEN OAK LNDG
Address	SAINT LOUIS, MO 63146

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 26, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3506 Post Valley Dr was $5,416, down 6.7% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$81,596 (-)	$429,451 (-) Building $429,451
2025	$5,416.00 (-6.7%)	$81,596	$429,451 Building $429,451
2024	$5,805.00
2023		$85,006
2022			$447,400 Land $50,000 Building $397,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3506 Post Valley Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2006–2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2008 · Severe Storms, Flooding, And A Tornado

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3506 Post Valley Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Gateway Fiber.

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