3506 Moss St, Bakersfield, CA 93312 Property Records

Kern County property record for 3506 Moss St, Bakersfield, CA 93312

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,198 sqft · built 1963
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Aug 2018)
Tax Bill	$3,012 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Sep 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`450-102-17-00-4`

Property Details

APN / Parcel Number

Primary APN	`450-102-17-00-4`
Alternative APNs	`450-102-17-3` `4501021700` `45010217`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,198 sqft Living Area
Gross Area	1,616 sqft
1st Floor Area	1,198 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Construction Type	Frame
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	18 sqft

Location & Zoning

Account Number	450102173
Street Address	3506 MOSS ST
City	BAKERSFIELD
State	CA
Zip	93312-3124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-S
Legal Description	SECTION 19 , TOWNSHIP 29 , RANGE 27 , QUARTER
Legal Range	27
Legal Township	29
Legal Section	19
Legal Subdivision	TRACT 2773
Legal Block	1
Jurisdiction	KERN CA
Township / Civil Division	ROSEDALE
Census Block Group	1
Census Block	1006
Census Tract	3807

Owner

3506 Moss St is owned and occupied by an individual who bought it in August 2018.

Source: Kern County records, as of August 6, 2026

Owner of Record	Individual Name on File
Mailing Address	3506 MOSS ST, BAKERSFIELD, CA 93312-3124
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Sep 25, 2020	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Nov 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Mar 23, 2021	Deed of Trust, Mortgage STRATA CREDIT UNION
Aug 8, 2018	Grant Deed, Transfer · FHA Mortgage SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2018 · Amount on File
Deed Sale	Aug 8, 2018 · Amount on File
Prior Sale	Jan 29, 1999 · Amount on File
Deed Document Number	2018102279
Prior Transfer Date	Dec 29, 1998
Prior Transfer Doc	0000012236
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	3506 MOSS ST, BAKERSFIELD, CA 93312-3124
Transaction Type	Mortgage
Record Updated	Nov 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3506 MOSS ST, BAKERSFIELD, CA 93312-3124

Mortgage

Document Number	0000133421
Date	Oct 31, 2025
Instrument	225133421

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	DALY CITY, CA 94014

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	3506 MOSS ST, BAKERSFIELD, CA 93312-3124
Transaction Type	Mortgage
Record Updated	Nov 7, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3506 MOSS ST, BAKERSFIELD, CA 93312-3124

Mortgage

Document Number	0000137812
Date	Sep 25, 2020
Instrument	220137812

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	3506 MOSS ST, BAKERSFIELD, CA 93312-3124
Transaction Type	Mortgage
Record Updated	Nov 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3506 MOSS ST, BAKERSFIELD, CA 93312-3124

Mortgage

Document Number	0000218286
Date	Nov 22, 2021
Instrument	221218286

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	3506 MOSS ST, BAKERSFIELD, CA 93312-3124
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3506 MOSS ST, BAKERSFIELD, CA 93312-3124

Mortgage

Document Number	0000053505
Date	Mar 23, 2021
Instrument	221053505

Lender

Name	STRATA CREDIT UNION
Type	Non-Lending Institution
Address	BAKERSFIELD, CA 93301

Agreement

Amount	Amount on Record
Term	237 Months
Due	Dec 15, 2040

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Aug 8, 2018
Property Address	3506 MOSS ST, BAKERSFIELD, CA 93312-3124
Document Number	0000102279
Map Reference	MB13 PG158&159
Instrument Date	Jun 28, 2018
Instrument	0218102279
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	CHICAGO TITLE BAKERSFIELD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3506 MOSS ST, BAKERSFIELD, CA 93312-3124

Mortgage

Document Number	0000102280
Date	Aug 8, 2018
Instrument	0218102280

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3506 Moss St was $3,012 with a homeowner's exemption.

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Secondary School District	Kern High School District (09 - 12)
Elementary School District	Rosedale Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$221,872 (+2%) Land $62,578 Building $159,294
2025	$3,012.00 Homeowner's exemption	$217,522 Land $61,351 Building $156,171
2023	$2,887.00 (+3.03%) Homeowner's exemption	$209,077 Land $58,970 Building $150,107
2022	$2,802.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3506 Moss St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3506 Moss St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VAUGHN WC INC private · serves 37,189 people · EPA ID CA1510029
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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