3506 Cardinal Ln, Lavaca, AR 72941 Property Records

Sebastian County property record for 3506 Cardinal Ln, Lavaca, AR 72941

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,049 sqft
Lot Size	20 acres (871,200 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,820 (2026)
Deeds & Mortgages	Oct 2026 Mortgage Jul 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`60001-0000-01699-00`

Property Details

APN / Parcel Number

Primary APN	`60001-0000-01699-00`
Alternative APN	`55307`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,049 sqft Living Area
1st Floor Area	2,049 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Masonry Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	871,200 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	481 sqft
Patio Area	286 sqft
Utility Building	600 sqft
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	55307
Street Address	3506 CARDINAL LN
City	LAVACA
State	AR
Zip	72941-4418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N/2 NW NE
Legal Range	30
Legal Township	07
Legal Section	01
Legal Subdivision	01-07-30
Legal Block	3
Jurisdiction	SEBASTIAN AR
Township / Civil Division	1
Census Block Group	3
Census Block	3012
Census Tract	10101

Owner

Source: Sebastian County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3506 CARDINAL LN, BENTONVILLE, AR 72712-3964
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 26, 2022	Intrafamily Transfer, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Jun 1, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF FORT SMITH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2022
Deed Sale	Jul 26, 2022
Prior Sale	Jun 1, 2020 · Amount on Record
Deed Document Number	202218021
Prior Transfer Date	Jul 21, 2022
Prior Transfer Doc	2022G18021
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEBASTIAN AR
Recording Date	Oct 8, 2026
Property Address	3506 CARDINAL LN, LAVACA, AR 72941-4418
Document Number	0000020171
Instrument Date	Oct 3, 2026
Instrument	202620171
Transaction Type	Mortgage
Record Updated	Oct 19, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3506 CARDINAL LN, BENTONVILLE, AR 72712-3964

Mortgage

Document Number	0000020171,
Date	Oct 8, 2026
Instrument	202620171

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SEBASTIAN AR
Recording Date	Jul 26, 2022
Property Address	3506 CARDINAL LN, LAVACA, AR 72941-4418
Document Number	2022G18021
Instrument Date	Jul 21, 2022
Instrument	2022G-18021
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3506 CARDINAL LN, LAVACA, AR 72941-4418

Mortgage

Document Number	2022G18022
Date	Jul 26, 2022
Instrument	2022G-18022

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEBASTIAN AR
Recording Date	Jun 1, 2020
Property Address	3506 CARDINAL LN, LAVACA, AR 72941-4418
Document Number	2020G12062
Instrument Date	May 29, 2020
Instrument	2020G-12062
Transaction Type	Transfer
Record Updated	Oct 18, 2021
Title Company	WACO TITLE COMPANY FORT SMITH, WACO TITLE CO FORT SMITH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$864.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 371, GREENWOOD, AR 72936-0371

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3506 CARDINAL LN, LAVACA, AR 72941-4418

Mortgage

Document Number	2020G12063
Date	Jun 1, 2020
Instrument	2020G-12063

Lender

Name	FIRST NATIONAL BANK OF FORT SMITH
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jun 1, 2045

Interest

Rate Type	Adjustable Rate
Rate	4.85%
Type Change Date	Jun 1, 2025
Change Frequency	Annually
Min Rate At Change	5.82%
Max Rate At Change	6.85%
Index	1-Year CMT
Margin	3
Max Rate	9.85%

Tax Assessment & Valuation

Source: Sebastian County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Sebastian County
Unified School District	Charleston School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,820.00	$58,575 (-) Land $5,927 Building $52,648	$292,875 (-) Land $29,635 Building $263,240
2025	$1,820.00 (+7.31%)	$58,575 (+62.82%) Land $5,927 Building $52,648	$292,875 (+62.82%) Land $29,635 Building $263,240
2023	$1,696.00	$35,976 Land $4,670 Building $31,306	$179,880 Land $23,350 Building $156,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 94% of Arkansas
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAVACA WATERWORKS serves 3,650 people · EPA ID AR0000510
Water Source	Purchased surface water from FRANKLIN-SEBASTIAN PWA
Last State Inspection	Sep 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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