3505 W 77th St, Chicago, IL 60652 Property Records

Cook County property record for 3505 W 77th St, Chicago, IL 60652

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,070 sqft · built 1957
Lot Size	0.086 acres (3,750 sqft)
Owner	Individual Name on File
Last Sale	$257,000 (Jun 2017)
Tax Bill	$2,479 (2023)
Deeds & Mortgages	Aug 2026 Line of Credit Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-26-406-022`

Property Details

APN / Parcel Number

Primary APN	`19-26-406-022`
Alternative APN	`19-26-406-022-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,070 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1958
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	3,750 sqft (0.086 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3505 W 77TH ST
City	CHICAGO
State	IL
Zip	60652-1411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	THOS M (READES) WEST (79TH) STREET (HIGHLANDS) SUB, E X W50FT & PT TAKEN FOR 79TH STREET, IN WH WH SE SEC 26-38-13
Legal Range	13E
Legal Township	38N
Legal Section	26
Legal Subdivision	READES WEST 79TH STREET HIGHLANDS
Legal Block	5
Legal Lot Number	2
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1017
Census Tract	700100

Owner

3505 W 77th St is owned and occupied by an individual who bought it in June 2017.

Source: Cook County records, as of August 28, 2026

Owner of Record	Individual Name on File
Mailing Address	3505 W 77TH ST, CHICAGO, IL 60652-1411
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Nov 1, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 29, 2019	Loan Modification, Mortgage · Conventional with PMI PENNYMAC
Jun 7, 2017	Warranty Deed, Transfer · FHA Mortgage PEOPLES HM EQUITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2017 · Amount on File
Deed Sale	Jun 7, 2017 · Amount on File
Prior Sale	Aug 11, 2016 · Amount on File
Deed Document Number	201749261
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Recording Date	Aug 20, 2026
Property Address	3505 W 77TH ST, CHICAGO, IL 60652-1411
Document Number	0000031038
Instrument Date	Aug 11, 2026
Instrument	202631038
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3505 W 77TH ST, CHICAGO, IL 60652-1411

Mortgage

Document Number	0000031038,
Date	Aug 20, 2026
Instrument	202631038

Lender

Name	BANK OF AMERICA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 11, 2056

Interest

Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3505 W 77TH ST, CHICAGO, IL 60652-1411
Transaction Type	Mortgage
Record Updated	Jun 29, 2022
Title Company	GREATER ILLINOIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030506351
Date	Nov 1, 2021
Instrument	2130506351

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.99%

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COOK IL
Property Address	3505 W 77TH ST, CHICAGO, IL 60652-1411
Document Number	1925355194
Instrument Date	Jul 29, 2019
Transaction Type	Mortgage
Record Updated	Sep 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3505 W 77TH ST CHICAGO IL 606521411, CHICAGO, IL 60652-1411

Mortgage

Document Number	1925355194
Date	Sep 10, 2019
Instrument	25355194

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 9, 2049

Interest

Rate	4.37%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jun 7, 2017
Property Address	3505 W 77TH ST, CHICAGO, IL 60652-1411
Document Number	1715849261
Instrument Date	May 30, 2017
Instrument	15849261
Transaction Type	Transfer
Record Updated	Jun 26, 2017
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$257.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9345 S PULASKI RD EVERGREEN PARK IL 608051848, EVERGREEN PARK, IL 60805-1848

Mortgage

Document Number	1715849262
Date	Jun 7, 2017
Instrument	15849262

Lender

Name	PEOPLES HM EQUITY
Type	Funding / Finance Company
Address	BRENTWOOD, TN 37027

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 6, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$24,000 Land $2,250 Building $21,750	$240,000 Land $22,500 Building $217,500
2023	$2,479.00 (+3.51%)
2022	$2,395.00 (+2.09%) Homeowner's exemption	$15,000 (-) Land $3,000 Building $12,000	$150,000 (-) Land $30,000 Building $120,000
2021	$2,346.00 Homeowner's exemption	$15,000 Land $3,000 Building $12,000	$150,000 Land $30,000 Building $120,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3505 W 77th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3505 W 77th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 664 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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