3505 Underwood Rd, Carthage, NC 28327 Property Records

Moore County property record for 3505 Underwood Rd, Carthage, NC 28327

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,710 sqft · built 2018
Lot Size	6.32 acres (275,691 sqft)
Owner	Individual Name on File
Tax Bill	$1,213 (2026)
Deeds & Mortgages	Jun 2022 Mortgage Aug 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`951900093903`

Property Details

APN / Parcel Number

Primary APN	`951900093903`
Alternative APNs	`20170417` `97028653`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,710 sqft Living Area
1st Floor Area	1,708 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	275,691 sqft (6.32 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	97028653
Street Address	3505 UNDERWOOD RD
City	CARTHAGE
State	NC
Zip	28327-8841
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT A CYPRESS POINTE FIRE UNDERWOOD
Legal Subdivision	KEVIN WHITNEY SUBDIVISION
Legal Tract	A
Legal Lot Number	A
Jurisdiction	MOORE NC
Township / Civil Division	6, GREENWOOD
Census Block Group	2
Census Block	2027
Census Tract	950402

Owner

3505 Underwood Rd is owned and occupied by an individual who acquired it in July 2024.

Source: Moore County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3505 UNDERWOOD RD, CARTHAGE, NC 28327-8841
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOCAL GOVERNMENT FCU
Aug 15, 2018	Deed of Trust, Mortgage · ARM LOCAL GOVERNMENT EMPLOYEES FCU
Oct 3, 2022	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Mar 9, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 9, 2024
Transfer Doc	0000015782
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE NC
Property Address	3505 UNDERWOOD RD, CARTHAGE, NC 28327-8841
Transaction Type	Mortgage
Record Updated	Aug 24, 2023
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005864/396
Date	Jun 10, 2022
Book Page	5864/396
Instrument	2022010240

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE NC
Property Address	3505 UNDERWOOD RD, CARTHAGE, NC 28327-8841
Transaction Type	Mortgage
Record Updated	Aug 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005022/460
Date	Aug 15, 2018
Book Page	5022/460
Instrument	2018011998

Lender

Name	LOCAL GOVERNMENT EMPLOYEES FCU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount on Record
Term	367 Months
Due	Mar 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	6%
Index	5-Year CMT
Margin	2
Max Rate	6%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE NC
Property Address	3505 UNDERWOOD RD, CARTHAGE, NC 28327-8841
Transaction Type	Mortgage
Record Updated	Aug 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3505 UNDERWOOD RD, CARTHAGE, NC 28327-8841

Mortgage

Document Number	005920/397
Date	Oct 3, 2022
Book Page	5920/397
Instrument	2022016659

Lender

Name	FIRST BANK
Type	Bank
Address	CARTHAGE, NC 28327

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MOORE NC
Recording Date	Mar 9, 2018
Property Address	3505 UNDERWOOD RD, CARTHAGE, NC 28327-8841
Document Number	004947/165
Book / Page	4947 / 165
Map Reference	MB 17 PG 473
Instrument Date	Mar 9, 2018
Instrument	2018003129
Transaction Type	Transfer
Record Updated	Aug 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3535 UNDERWOOD RD, CARTHAGE, NC 28327-8841

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3535 UNDERWOOD RD, CARTHAGE, NC 28327-8841

Mortgage

Document Number	004947/168
Date	Mar 9, 2018
Book Page	4947/168
Instrument	2018003130

Lender

Name	FIRST BANK
Type	Bank
Address	TROY, NC 27371

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	24 Months
Due	Mar 9, 2020

Tax Assessment & Valuation

The 2026 property tax bill for 3505 Underwood Rd was $1,213.

Source: Moore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Moore County
Unified School District	Moore County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,213.00	$289,040 (-) Land $66,220 Building $222,820
2025	$1,213.00	$289,040 Land $66,220 Building $222,820
2024			$289,040 (-) Land $66,220 Building $222,820
2023	$1,315.00	$289,040 Land $66,220 Building $222,820	$289,040 Land $66,220 Building $222,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3505 Underwood Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3505 Underwood Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 73% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST MOORE WATER DISTRICT serves 9,330 people · EPA ID NC5063011
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Windstream DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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