3505 S Spencer Blvd, Sioux Falls, SD 57103 Property Records

Minnehaha County property record for 3505 S Spencer Blvd, Sioux Falls, SD 57103

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,107 sqft · built 1983
Lot Size	0.425 acres (18,513 sqft)
Owner	Individual Name on File
Last Sale	$915,000 (May 2022)
Tax Bill	$11,598 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-22-34-202-014-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-34-202-014-000`
Alternative APN	`49978`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,107 sqft Finished Area
Gross Area	3,499 sqft
1st Floor Area	1,784 sqft
Upper Floors Area	1,436 sqft
Attic	Attic
Attic Area	323 sqft
Basement Area	1,008 sqft
Finished Basement	468 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,513 sqft (0.425 acres)
Lot Dimensions	145 ft deep x 127 ft wide
Garage Type	Attached
Garage Area	981 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Deck Area	204 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	49978
Street Address	3505 S SPENCER BLVD
City	SIOUX FALLS
State	SD
Zip	57103-4654
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19 & E15 LOT 20 BLOCK 8 THE PARK IN TUTHILL HIGHLANDS ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	TUTHILL HIGHLANDS ADDN
Legal Block	8
Legal Lot Number	19-20
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1012
Census Tract	1902

Owner

3505 S Spencer Blvd is owned and occupied by an individual who bought it in May 2022.

Source: Minnehaha County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	3505 S SPENCER BLVD, SIOUX FALLS, SD 57103-4654
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2022 · Amount on File
Deed Sale	May 18, 2022 · Amount on File
Deed Book / Page	613-D / 581
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	May 18, 2022
Property Address	3505 S SPENCER BLVD, SIOUX FALLS, SD 57103-4654
Document Number	613DEED/581
Book / Page	613 DEED / 581
Instrument Date	May 16, 2022
Transaction Type	Transfer
Record Updated	Jun 24, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$915.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 E 32ND ST, 400, SIOUX FALLS, SD 57105-3943

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3505 S SPENCER BLVD, SIOUX FALLS, SD 57103-4654

Mortgage

Document Number	1952MTG774
Date	May 18, 2022
Instrument	1952 MTG/774

Lender

Name	CENTRAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 3505 S Spencer Blvd was $11,598.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$852,419 (-1.85%) Land $72,494 Building $779,925	$852,419 Land $72,494 Building $779,925
2025	$11,598.00	$868,500 (+8.86%) Land $66,200 Building $802,300
2024	$11,598.00	$797,800 Land $66,200 Building $731,600
2022	$9,456.00	$636,300 Land $59,900 Building $576,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3505 S Spencer Blvd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1997–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2014 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3505 S Spencer Blvd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of South Dakota
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
Midco Cable · Fiber in parts of the area	2,000 / 350
Verizon Fixed Wireless	300 / 20