3505 Nelson Ln, Morganton, NC 28655 Property Records

Burke County property record for 3505 Nelson Ln, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1992
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,497 (2026)
Deeds & Mortgages	Apr 2026 Transfer Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2724540344`

Property Details

APN / Parcel Number

Primary APN	`2724540344`
Alternative APN	`47324`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Basement Area	1,344 sqft
Unfinished Basement	1,344 sqft
Flooring	Tile

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Asphalt
Lot Area	22,216 sqft (0.51 acres)

Exterior Amenities

Porch	Slab
Porch Area	150 sqft
Deck Area	16 sqft
Patio Area	156 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3505 NELSON LN
City	MORGANTON
State	NC
Zip	28655-8956
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20 RESID
Legal Description	3505 NELSON LN MORGANTON, NC 28655
Legal Subdivision	BOBBY D NELSON JR & S G NELSON
Jurisdiction	BURKE NC
Township / Civil Division	DREXEL
Census Block Group	1
Census Block	1037
Census Tract	20801

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	218 SORRENTO FALLS RD, BLOWING ROCK, NC 28605-6005
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Sep 23, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Jan 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 29, 2026
Transfer Doc	0026003794
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BURKE NC
Recording Date	Apr 29, 2026
Property Address	3505 NELSON LN, MORGANTON, NC 28655-8956
Document Number	0026003794
Book / Page	2869 / 339
Instrument Date	Apr 29, 2026
Instrument	202626003794
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 SORRENTO FALLS RD, BLOWING ROCK, NC 28605-6005

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	3505 NELSON LN, MORGANTON, NC 28655-8956
Document Number	0024260393
Instrument Date	Sep 23, 2019
Transaction Type	Mortgage
Record Updated	Nov 7, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3505 NELSON LN MORGANTON NC 286558956, MORGANTON, NC 28655-8956

Mortgage

Document Number	0024260393
Date	Sep 26, 2019
Book Page	002426/000393
Instrument	32627

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2049

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	3505 NELSON LN, MORGANTON, NC 28655-8956
Document Number	0023290213
Book / Page	002329 / 000213
Instrument Date	Jan 9, 2018
Transaction Type	Mortgage
Record Updated	Feb 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3505 NELSON LN MORGANTON NC 286558956, MORGANTON, NC 28655-8956

Mortgage

Document Number	0023290213
Date	Jan 12, 2018
Book Page	002329/000213
Instrument	12001

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 11, 2033

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,497.00 (+5.35%)	$203,042 (-) Land $16,342 Building $186,700	$203,042 (-) Land $16,342 Building $186,700
2025	$1,421.00 (-0.49%)	$203,042 (-) Land $16,342 Building $186,700	$203,042 (-) Land $16,342 Building $186,700
2023	$1,428.00	$203,042 Land $16,342 Building $186,700	$203,042 Land $16,342 Building $186,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	May 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DREXEL serves 3,302 people · EPA ID NC0112045
Water Source	Purchased surface water from CITY OF MORGANTON
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Foothills Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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