3505 N 42nd Ln, McAllen, TX 78501 Property Records

Hidalgo County property record for 3505 N 42nd Ln, McAllen, TX 78501

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,494 sqft · built 2021
Lot Size	0.222 acres (9,660 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,238 (2025)
Deeds & Mortgages	Jun 2021 Construction Loan Nov 2021 Mortgage + 4 more
APN	`H265600000001000`

Property Details

APN / Parcel Number

Primary APN	`H265600000001000`
Alternative APN	`959254`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,494 sqft Living Area
Gross Area	2,983 sqft
1st Floor Area	2,494 sqft
Flooring	Tile

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	9,660 sqft (0.222 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Canopy	14 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3505 N 42ND LN
City	MCALLEN
State	TX
Zip	78501-0011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIDDEN COVES LOT 10
Legal Subdivision	HIDDEN COVES - SML
Legal Block	1
Legal Lot Number	11
Jurisdiction	HIDALGO TX
Township / Civil Division	MCALLEN-PHARR
Census Block Group	1
Census Block	1010
Census Tract	20735

Owner

3505 N 42nd Ln is owned and occupied by two individuals who acquired it in July 2022.

Source: Hidalgo County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3505 N 42ND LN, MCALLEN, TX 78501-0011
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2021	Deed of Trust, Mortgage · Construction Mortgage VANTAGE BANK TEXAS
Nov 19, 2021	Vendor's Lien, Transfer · Conventional Mortgage DIRECTIONS EQUITY LLC
Jul 12, 2022	Re-recorded Document ENCORE TITLE
Jan 31, 2020	Warranty Deed, Subdivision Related Transfer SECURITY FIRST FCU
Sep 12, 2019	Loan Modification, Mortgage LONE STAR NAT'L BK
Aug 15, 2018	Deed of Trust, Mortgage LONE STAR NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2022
Deed Sale	Jul 12, 2022
Prior Sale	Nov 19, 2021 · Amount on File
Deed Document Number	20223360285
Prior Transfer Date	Nov 11, 2021
Prior Transfer Doc	0003284558
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIDALGO TX
Property Address	3505 N 42ND LN, MCALLEN, TX 78501-0011
Transaction Type	Mortgage
Record Updated	Nov 18, 2022
Title Company	ENCORE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4116 NIGHTSHADE AVE, MCALLEN, TX 78504-5428

Mortgage

Document Number	0003235396
Date	Jun 18, 2021
Instrument	3235396

Lender

Name	VANTAGE BANK TEXAS
Type	Bank
Address	SAN ANTONIO, TX 78218

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	11 Months
Due	Apr 30, 2022

November 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HIDALGO TX
Recording Date	Nov 19, 2021
Property Address	3505 N 42ND LN, MCALLEN, TX 78501-0011
Document Number	0003284558
Map Reference	FILE 2542616
Instrument Date	Nov 11, 2021
Instrument	3284558
Transaction Type	Transfer
Record Updated	Nov 18, 2022
Title Company	ENCORE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8275 FM 755, 8275, SANTA ELENA, TX 78591-1618

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3505 N 42ND LN, MCALLEN, TX 78501-0011

Mortgage

Document Number	0003284559
Date	Nov 19, 2021
Instrument	3284559

Lender

Name	DIRECTIONS EQUITY LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

July 2022: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	HIDALGO TX
Recording Date	Jul 12, 2022
Property Address	3505 N 42ND LN, MCALLEN, TX 78501-0011
Document Number	0003360285
Map Reference	FILE 2542616
Instrument Date	Nov 11, 2021
Instrument	3360285
Record Updated	Feb 20, 2024
Title Company	ENCORE TITLE

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8275 FM 755, SANTA ELENA, TX 78591-1618

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3505 N 42ND LN, MCALLEN, TX 78501-0011

January 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HIDALGO TX
Recording Date	Jan 31, 2020
Property Address	3505 N 42ND LN, MCALLEN, TX 78501-0011
Document Number	0003085067
Instrument Date	Jan 29, 2020
Instrument	3085067
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 2, 2020
Title Company	ENCORE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1818 W MILE 17 1/2 RD #J EDINBURG TX 785418759, J, EDINBURG, TX 78541-8759

Mortgage

Document Number	3085068
Date	Jan 31, 2020
Instrument	3085068

Lender

Name	SECURITY FIRST FCU
Type	Credit Union
Address	EDINBURG, TX 78539

Agreement

Amount	Amount on Record
Term	120 Months
Due	Jan 30, 2030

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HIDALGO TX
Property Address	3505 N 42ND LN, MCALLEN, TX 78501-0011
Document Number	0003054198
Instrument Date	Sep 12, 2019
Transaction Type	Mortgage
Record Updated	Oct 29, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4116 NIGHTSHADE AVE MCALLEN TX 785045428, MCALLEN, TX 78504-5428

Mortgage

Document Number	0003054198
Date	Oct 7, 2019
Instrument	3054198

Lender

Name	LONE STAR NAT'L BK
Type	Bank
Address	PHARR, TX 78577

Agreement

Amount	Amount on Record

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIDALGO TX
Property Address	3505 N 42ND LN, MCALLEN, TX 78501-0011
Document Number	0002944306
Instrument Date	Aug 15, 2018
Transaction Type	Mortgage
Record Updated	Sep 12, 2018
Title Company	SIERRA TITLE COMPANY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4116 NIGHTSHADE AVE MCALLEN TX 785045428, MCALLEN, TX 78504-5428

Mortgage

Document Number	0002944306
Date	Aug 24, 2018
Instrument	2944306

Lender

Name	LONE STAR NAT'L BK
Type	Bank
Address	MCALLEN, TX 78504

Agreement

Amount	Amount on Record
Term	60 Months
Due	Aug 23, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 3505 N 42nd Ln was $6,238 with a homeowner's exemption, down 7.8% from the year before.

Source: Hidalgo County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Hidalgo County
Municipality	McAllen City
Unified School District	McAllen Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$289,625 (-12.5%) Land $107,226 Building $182,399	$289,625 (-12.5%) Land $107,226 Building $182,399
2025	$6,238.00 (-7.76%) Homeowner's exemption	$331,000 Land $107,226 Building $223,774	$331,000 Land $107,226 Building $223,774
2024	$6,763.00 (+7.83%)
2023	$6,272.00 (+23.32%) Homeowner's exemption	$309,273 Land $80,178 Building $230,390	$310,568 Land $80,178 Building $230,390
2022	$5,086.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3505 N 42nd Ln; 25 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 25 policies
Nearby Flood Policies	25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3505 N 42nd Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCALLEN PUBLIC UTILITY serves 145,050 people · EPA ID TX1080006
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
TWIN Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone, VTX Communications.

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