3505 Kirby Loop Rd, Fort Pierce, FL 34981 Property Records

St. Lucie County property record for 3505 Kirby Loop Rd, Fort Pierce, FL 34981

Property Summary

Property Type	Nightclub or Cocktail Lounge
Details	1 ba · 7,558 sqft · built 1987
Lot Size	3.4 acres (148,104 sqft)
Owner	Company Name on Record
Last Sale	$325,000 (Jun 2000)
Tax Bill	$1,368 (2025)
Deeds & Mortgages	Jul 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2420-342-0008-000-3`

Property Details

APN / Parcel Number

Primary APN	`2420-342-0008-000-3`
Alternative APN	`27642`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Units	2 Units
Stories	1 Story
Building Area	7,558 sqft Gross Area
1st Floor Area	6,000 sqft
Utility Area	40 sqft
Utility Room	Utility Room
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Metal
Lot Area	148,104 sqft (3.4 acres)
Garage Type	Carport
Garage Area	340 sqft
Carport	Carport
Carport Area	340 sqft
Driveway	Asphalt Driveway
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Screened Porch
Porch Area	1,130 sqft
Canopy	388 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	27642
Street Address	3505 KIRBY LOOP RD
City	FORT PIERCE
State	FL
Zip	34981-6003
Property Category	Commercial
Property Type	Commercial > Retail > Nightclub or Cocktail Lounge
Local Zoning Code	MEDIUM DEN
Legal Description	20 35 40 FROM NW COR OF SE 1/4 OF SW 1/4 RUN S 2 DEG 46 MIN 30 SEC E 33.04 FT, TH E 230 FT TO POB, TH CONT E 400.38 FT, TH S 150 FT TO PC OF CURVE CONC TO E, R 280 DEG AND CA 30 DEG, TH ALG ARC OF CURVE 144.94 FT TO A PT OF REV CURVE CONC TO W, R 200
Legal Range	40E
Legal Township	35S
Legal Section	20
Legal Subdivision	METES AND BOUNDS
Jurisdiction	ST LUCIE FL
Township / Civil Division	FORT PIERCE
Census Block Group	3
Census Block	3030
Census Tract	380700

Owner

Source: St. Lucie County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 1016, FORT PIERCE, FL 34954-1016
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2000 · Amount on Record
Deed Sale	Jun 15, 2000 · Amount on Record
Deed Book / Page	1307 / 907
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LUCIE FL
Recording Date	Jul 20, 2026
Property Address	3505 KIRBY LOOP RD, FORT PIERCE, FL 34981-6003
Document Number	0005646304
Book / Page	5504 / 2606
Instrument Date	Jul 15, 2026
Instrument	20265646304
Transaction Type	Mortgage
Record Updated	Aug 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company, 103
Address	2001 S KANNER HWY, STUART, FL 34994-4609

Mortgage

Document Number	0005646304,
Date	Jul 20, 2026
Book Page	5504/2606
Instrument	20265646304

Lender

Name	BAY BANK TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.47%
Max Rate	-1%

Tax Assessment & Valuation

Source: St. Lucie County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	St. Lucie County
Municipality	Fort Pierce City
Unified School District	St. Lucie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,368.00 (+0.22%)	$439,472 (+21%)	$823,100 (+126.62%) Land $154,700 Building $668,400
2024	$1,365.00 (+0.29%)
2023	$1,361.00 (+0.59%) Additional exemption filed	$363,200 (-5.2%) Land $154,700 Building $208,500	$363,200 (-12.94%) Land $154,700 Building $208,500
2022	$1,353.00 Additional exemption filed	$383,130	$417,200 Land $154,700 Building $262,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	8 (1985–2015)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Sep 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FT. PIERCE UTILITIES AUTHORITY serves 58,000 people · EPA ID FL4560490
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: FPUAnet Communications.

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