3505 Hilltop Rd, Soquel, CA 95073 Property Records

Santa Cruz County property record for 3505 Hilltop Rd, Soquel, CA 95073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,019 sqft · built 1932
Lot Size	0.952 acres (41,469 sqft)
Owner	Individual Name on Record
Tax Bill	$7,833 (2025)
Deeds & Mortgages	Dec 2021 Transfer Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`102-301-09`

Property Details

APN / Parcel Number

Primary APN	`102-301-09`
Alternative APN	`102-301-09-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	2,019 sqft Living Area
Gross Area	2,548 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1995
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	41,469 sqft (0.952 acres)
Terrain	Steep
View / Lot	Ocean
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Deck Area	184 sqft
Patio Area	184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3505 HILLTOP RD
City	SOQUEL
State	CA
Zip	95073-2337
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2005
Census Tract	121100

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3505 HILLTOP RD, SOQUEL, CA 95073-2337
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2021	Intrafamily Transfer, Transfer STEWART TITLE OF CA INC
Dec 15, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
May 29, 2018	Quit Claim Deed, Transfer STEWART TITLE
May 29, 2018	Intrafamily Transfer, Transfer · Line of Credit BAY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 8, 2021
Transfer Doc	0000060646
Record Updated	Sep 20, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 15, 2021
Property Address	3505 HILLTOP RD, SOQUEL, CA 95073-2337
Document Number	0000060646
Map Reference	VOL 1619 PG 310
Instrument Date	Dec 8, 2021
Instrument	2021-0060646
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3505 HILLTOP RD, SOQUEL, CA 95073-2337

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 15, 2021
Property Address	3505 HILLTOP RD, SOQUEL, CA 95073-2337
Document Number	0000060506
Instrument Date	Dec 8, 2021
Instrument	2021-0060506
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3505 HILLTOP RD, SOQUEL, CA 95073-2337

Mortgage

Document Number	0000060507
Date	Dec 15, 2021
Instrument	2021-0060507

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	May 29, 2018
Property Address	3505 HILLTOP RD, SOQUEL, CA 95073-2337
Document Number	0000016203
Instrument Date	May 22, 2018
Instrument	16203
Transaction Type	Transfer
Record Updated	Jun 19, 2018
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3505 HILLTOP RD SOQUEL CA 950732337, SOQUEL, CA 95073-2337

May 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	May 29, 2018
Property Address	3505 HILLTOP RD, SOQUEL, CA 95073-2337
Document Number	0000016201
Map Reference	VOL 1619 PG 310
Instrument Date	May 22, 2018
Instrument	2018-0016201
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	STEWART TITLE OF CALIFORNIA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3505 HILLTOP RD, SOQUEL, CA 95073-2337

Mortgage

Document Number	0000016202
Date	May 29, 2018
Instrument	2018-0016202

Lender

Name	BAY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	302 Months
Due	Jul 15, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$660,105 (+2%) Land $414,873 Building $245,232
2025	$7,833.00 (+9.66%) Homeowner's exemption	$647,161 (+4.04%) Land $406,738 Building $240,423
2023	$7,143.00 (+0.92%) Homeowner's exemption	$622,031 Land $390,944 Building $231,087	$1,200,780
2022	$7,078.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Cruzio, Surfnet Communications, Verizon.

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