3505 Harbor Dr, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 3505 Harbor Dr, Saint Augustine, FL 32084 · Last verified June 2026

Property Highlights

Property TypeResidential > Condominium / Townhouse > Condominium
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1986
Square Footage2,420 sqft Living Area
OccupancyOwner Occupied
Last Sale$865,000 (2022)
Tax Bill$10,009.00 (2025)

Property Details

APN / Parcel Number

Primary APN149192-0505

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area2,420 sqft Living Area
1st Floor2,420 sqft 1st Floor

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986

Location & Zoning

Street Address3505 HARBOR DR
CitySAINT AUGUSTINE
StateFL
Zip32084-7739
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Condominium
Legal Description(OR721/358) HARBOUR POINTE AT CAMACHEE ISLAND CONDO UNIT 505 OR5491/460
Legal Range30E
Legal Township07S
Legal Section05
Legal SubdivisionHARBOUR POINTE CAMACHEE ISL PH 1 BLDG 5
Legal Lot Number505
Legal Unit505
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup1
Census Block1008
Census Tract20200

Owner

Source: St. Johns County records · APN 149192-0505

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3505 HARBOR DR, SAINT AUGUSTINE, FL 32084-7739
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 11, 2022Warranty Deed, Transfer · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Nov 20, 2017Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM)
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 11, 2022 · Amount on Record
Deed SaleFeb 11, 2022 · Amount on Record
Prior SaleNov 20, 2017 · Amount on Record
Deed Doc Number202215532
Deed Book / Page5491 / 460
Prior Transfer DateApr 25, 2001
Prior Transfer Doc0015960117
Record RefreshedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address3505 HARBOR DR, SAINT AUGUSTINE, FL 32084-7739
Transaction TypeMortgage
Record UpdatedFeb 12, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address3505 HABOR DR, SAINT AUGUSTINE, FL 32084-7739

Mortgage

Document Number0053240387
DateJul 22, 2021
Book Page5324/387
Instrument2021081210
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateFeb 11, 2022
Property Address3505 HARBOR DR, SAINT AUGUSTINE, FL 32084-7739
Document Number0054910460
Book / Page5491 / 460
Map ReferenceMB 721 PG 358
Instrument DateFeb 08, 2022
Instrument2022015532
Transaction TypeTransfer
Record UpdatedFeb 12, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$6,055.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address639 KING GEORGE LN, FERNANDINA BEACH, FL 32034-9281

Transferred To (Grantee/Buyer)

NameVerified Name
Address3305 HARBOR DR, ST AUGUSTINE, FL 32084-7735

Mortgage

Document Number0005491462
DateFeb 11, 2022
Instrument5491/462
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateNov 20, 2017
Property Address3505 HARBOR DR, SAINT AUGUSTINE, FL 32084-7739
Document Number0044641835
Book / Page4464 / 1835
Map ReferenceMB721 PG358
Instrument DateNov 16, 2017
Instrument2017078656
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyACTION TITLE SERVICES OF ST

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 10, CORNELIA, GA 30531-1000

Transferred To (Grantee/Buyer)

NameVerified Name
Address3505 HARBOR DR, SAINT AUGUSTINE, FL 32084-7739

Mortgage

Document Number2017078657
DateNov 20, 2017
Instrument2017078657
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueDec 01, 2047
Interest
Rate TypeAdjustable Rate
Rate6.5%
Type Change DateFeb 12, 2024
Change FrequencyAnnually
Min Rate At Change5%
Max Rate At Change11.5%
Index1-Year LIBOR
Margin5
Max Rate11.5%

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$740,094 (-) Building $740,094$740,094 (-) Building $740,094
2025$10,009.00 (+7.32%)$740,094 (-)$740,094 (-)
2024$9,326.00 (-1.19%)$740,094 (-)$740,094 (-)
2023$9,438.00 (+37.64%)$740,094 (+29.23%)$740,094 (+6.95%)
2022$6,857.00 Homeowner's exemption$572,680$692,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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