3505 Eagle Trce, Richmond, IN 47374 Property Records

Wayne County property record for 3505 Eagle Trce, Richmond, IN 47374

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,528 sqft · built 1997
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Tax Bill	$2,656 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jun 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`029-04078-38`

Property Details

APN / Parcel Number

Primary APN	`029-04078-38`
Alternative APNs	`89-18-10-200-728.000-030` `501020072800029`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,528 sqft Living Area
1st Floor Area	2,528 sqft
Attic	Attic
Attic Area	462 sqft
Basement Area	1,120 sqft
Unfinished Basement	1,120 sqft
Family Room	Family Room
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2002
Construction Type	Wood
Roof Material	Metal
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	130 ft deep x 114 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	501020072800029
Street Address	3505 EAGLE TRCE
City	RICHMOND
State	IN
Zip	47374-7930
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	LOT 105 HUNTERS POINTE SEC 5
Legal Subdivision	HUNTERS POINTE SEC 05
Legal Lot Number	105
Jurisdiction	WAYNE IN
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2022
Census Tract	1101

Owner

3505 Eagle Trce is owned and occupied by an individual.

Source: Wayne County records, as of June 26, 2026

Owner of Record	Individual Name on File
Mailing Address	3505 EAGLE TRCE, RICHMOND, IN 47374-7930
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · Line of Credit FIRST MIDWEST BANK
Jun 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST BANK RICHMOND

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Recording Date	Jul 6, 2026
Property Address	3505 EAGLE TRCE, RICHMOND, IN 47374-7930
Document Number	0000004833
Instrument Date	Jun 29, 2026
Instrument	20264833
Transaction Type	Mortgage
Record Updated	Jul 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3505 EAGLE TRCE, RICHMOND, IN 47374-7930
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004833,
Date	Jul 6, 2026
Instrument	20264833

Lender

Name	FIRST MIDWEST BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jun 25, 2031

Interest

Rate	6.53%
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	3505 EAGLE TRCE, RICHMOND, IN 47374-7930
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021005828
Date	Jun 9, 2021
Instrument	2021005828

Lender

Name	FIRST BANK RICHMOND

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	61 Months
Due	Jul 1, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 3505 Eagle Trce was $2,656, up 5.8% from the year before.

Source: Wayne County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wayne County
County Subdivision	Wayne Township
Municipality	Richmond City
Unified School District	Richmond Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,656.00 (+5.82%)	$295,200 Land $51,100 Building $244,100	$295,200 Land $51,100 Building $244,100
2024	$2,510.00
2023		$220,500 (+0.46%) Land $38,100 Building $182,400	$220,500 (+0.46%) Land $38,100 Building $182,400
2022	$2,194.00 Homeowner's exemption	$219,500 Land $38,100 Building $181,400	$219,500 Land $38,100 Building $181,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3505 Eagle Trce in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 1, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3505 Eagle Trce is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - RICHMOND private · serves 41,485 people · EPA ID IN5289012
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Eagle Trce

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