3505 Cummings Ln, Chevy Chase, MD 20815 Property Records

Montgomery County property record for 3505 Cummings Ln, Chevy Chase, MD 20815

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 5,511 sqft · built 1937
Lot Size	0.22 acres (9,568 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,400,000 (Mar 2025)
Tax Bill	$22,015 (2025)
Deeds & Mortgages	Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-00522175`

Property Details

APN / Parcel Number

Primary APN	`07-00522175`
Alternative APN	`00522175`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,511 sqft Living Area
Gross Area	5,971 sqft
1st Floor Area	2,146 sqft
Basement Area	1,159 sqft
Finished Basement	1,159 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Architectural Style	Multi-Level
Exterior Material	Combination
Construction Type	Frame
Roof Material	Slate
Lot Area	9,568 sqft (0.22 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Deck Area	368 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00522175
Street Address	3505 CUMMINGS LN
City	CHEVY CHASE
State	MD
Zip	20815-3235
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	MARTINS ADD GRIF FITHS ADD
Legal Subdivision	MARTINS 4TH ADD
Legal Block	3
Legal Lot Number	P5
Jurisdiction	MONTGOMERY MD
Township / Civil Division	7
Census Block Group	3
Census Block	3019
Census Tract	705200

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3505 CUMMINGS LN, CHEVY CHASE, MD 20815-3235
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2025 · Amount on Record
Deed Sale	Mar 20, 2025 · Amount on Record
Prior Sale	Sep 5, 2017 · Amount on Record
Deed Book / Page	68976 / 1
Record Updated	Sep 20, 2026

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Sep 5, 2017
Property Address	3505 CUMMINGS LN, CHEVY CHASE, MD 20815-3235
Document Number	0548180124
Book / Page	54818 / 124
Map Reference	MB1 FO62
Instrument Date	Aug 31, 2017
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	FEDERAL TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$19,125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3505 CUMMINGS LN, CHEVY CHASE, MD 20815-3235

Mortgage

Document Number	0054818139
Date	Sep 5, 2017
Instrument	54818/139

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Martin's Additions Village
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,023,100 (+7.11%)	$2,291,700 (+21.33%) Land $841,500 Building $1,450,200
2025	$22,015.00 (+41.03%)	$1,888,800 (+18.02%) Land $765,000 Building $1,123,800	$1,888,800 (-) Land $765,000 Building $1,123,800
2023		$1,600,467	$1,888,800 Land $765,000 Building $1,123,800
2022	$15,610.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	4 (1990–2021)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, T-Mobile.

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