3505 Burnt Pine Ln, Miramar Beach, FL 32550 Property Records

Walton County property record for 3505 Burnt Pine Ln, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,601 sqft · built 2005
Lot Size	0.494 acres (21,519 sqft)
Owner	2 Individual Names on File
Last Sale	$2,200,000 (Mar 2023)
Tax Bill	$16,608 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`23-2S-21-42820-000-3505`

Property Details

APN / Parcel Number

Primary APN	`23-2S-21-42820-000-3505`
Alternative APNs	`23-221-42820-000-3505` `1042479`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,601 sqft Living Area
Gross Area	5,828 sqft
1st Floor Area	2,809 sqft
Flooring	Tile
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Wood
Construction Type	Frame
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	21,519 sqft (0.494 acres)
Lot Dimensions	182 ft deep x 118 ft wide
Garage Type	Attached
Garage Area	1,055 sqft
Driveway	Brick Driveway
Porch	Finished Screened Porch
Porch Area	1,009 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3505 BURNT PINE LN
City	MIRAMAR BEACH
State	FL
Zip	32550-1836
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT 3505 ARROWHEAD AT BURNT PINE EAST PB 15-41 OR 2492-1720 OR 2503-1366 OR 2609-287 OR 2752-59 OR 3026-4881 OR 3151-4961 OR 3285-954
Legal Range	021
Legal Township	02S
Legal Section	23
Legal Subdivision	BURNT PINE EAST
Legal Block	35
Legal Lot Number	3505
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	3
Census Block	3000
Census Tract	950607

Owner

3505 Burnt Pine Ln is owned and occupied by two individuals who bought it in March 2023.

Source: Walton County records, as of December 3, 2025

Owner of Record	2 Individual Names on File
Mailing Address	3505 BURNT PINE LN, MIRAMAR BEACH, FL 32550-1836
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2023	Warranty Deed, Transfer · Conventional Mortgage WILLOW BEND MORTGAGE CO
Jan 4, 2022	Deed of Trust, Mortgage DISCOVER BANK
Jan 11, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 5, 2021	Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION
Jul 27, 2020	Warranty Deed, Transfer · VA Mortgage RENASANT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2023 · Amount on File
Deed Sale	Mar 31, 2023 · Amount on File
Prior Sale	Jul 27, 2020 · Amount on File
Deed Document Number	202311061
Deed Book / Page	3285 / 954
Prior Transfer Date	Dec 18, 2006
Prior Transfer Doc	0027520059
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 31, 2023
Property Address	3505 BURNT PINE LN, MIRAMAR BEACH, FL 32550-1836
Document Number	0032850954
Book / Page	3285 / 954
Map Reference	MB 15 PG 41&41A
Instrument Date	Mar 30, 2023
Instrument	20230011061
Transaction Type	Transfer
Record Updated	Apr 25, 2023
Title Company	SCENIC TITLE, SCENIC TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3505 BURNT PINE LN, MIRAMAR BEACH, FL 32550-1836

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3505 BURNT PINE LN, MIRAMAR BEACH, FL 32550-1836

Mortgage

Document Number	0003285956
Date	Mar 31, 2023
Instrument	3285/956

Lender

Name	WILLOW BEND MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	3505 BURNT PINE LN, MIRAMAR BEACH, FL 32550-1836
Transaction Type	Mortgage
Record Updated	Feb 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3505 BURNT PINE LN, MIRAMAR BEACH, FL 32550-1836

Mortgage

Document Number	0032331634
Date	Jan 4, 2022
Book Page	3233/1634
Instrument	20220000396

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Amount	Amount on Record

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	3505 BURNT PINE LN, MIRAMAR BEACH, FL 32550-1836
Transaction Type	Mortgage
Record Updated	Feb 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3505 BURNT PINE LN, MIRAMAR BEACH, FL 32550-1836

Mortgage

Document Number	0032340585
Date	Jan 11, 2022
Book Page	3234/585
Instrument	20220001460

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	3505 BURNT PINE LN, MIRAMAR BEACH, FL 32550-1836
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031911865
Date	Apr 5, 2021
Book Page	3191/1865
Instrument	20210016399

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	VA Mortgage
Amount	Amount on Record

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 27, 2020
Property Address	3505 BURNT PINE LN, MIRAMAR BEACH, FL 32550-1836
Document Number	0031514961
Book / Page	3151 / 4961
Map Reference	MB 15 PG 41&41A
Instrument Date	Jul 24, 2020
Instrument	20200026973
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	RODGERS KIEFER TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,910.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	755 GRAND BLVD # BLVD105B, 755, MIRAMAR BEACH, FL 32550-1838

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1384 RAVENS RUN W, MIRAMAR BEACH, FL 32550-1848

Mortgage

Document Number	0031514963
Date	Jul 27, 2020
Instrument	3151/4963

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3505 Burnt Pine Ln was $16,608, down 1% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,608.00 (-1.04%)	$1,838,106 Land $500,000 Building $1,338,106	$1,838,106 Land $500,000 Building $1,338,106
2024	$16,782.00 (+40.55%)
2023	$11,940.00 (+1.08%) Homeowner's exemption	$2,201,538 (+35.78%) Land $483,615 Building $1,717,923	$2,201,538 (+35.78%) Land $483,615 Building $1,717,923
2022	$11,813.00 Homeowner's exemption	$1,621,446 Land $536,813 Building $1,084,633	$1,621,446 Land $536,813 Building $1,084,633

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3505 Burnt Pine Ln in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 530 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,379 units insured incl. 849 condo units
Nearby Flood Claims	14 (2001–2021)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 6 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3505 Burnt Pine Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mediacom Xtream.

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