3505 Beach Rd, Middle River, MD 21220 Property Records

Baltimore County property record for 3505 Beach Rd, Middle River, MD 21220

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,568 sqft · built 2023
Lot Size	0.201 acres (8,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$855,000 (May 2024)
Tax Bill	$10,230 (2025)
Deeds & Mortgages	Jun 2026 Mortgage May 2024 Sale & Mortgage + 1 more
APN	`15-1502201030`

Property Details

APN / Parcel Number

Primary APN	`15-1502201030`
Alternative APN	`1502201030`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,568 sqft Living Area
Gross Area	3,024 sqft
1st Floor Area	1,284 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,750 sqft (0.201 acres)
Lot Dimensions	180 ft deep x 50 ft wide
View / Lot	Waterfront
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Deck Area	288 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	1502201030
Street Address	3505 BEACH RD
City	MIDDLE RIVER
State	MD
Zip	21220-2319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REAR 250 FT SENECA PARK BEACH
Legal Subdivision	SENECA PARK BEACH
Legal Block	1
Legal Lot Number	47
Jurisdiction	BALTIMORE MD
Township / Civil Division	15
Census Block Group	1
Census Block	1020
Census Tract	451803

Owner

Source: Baltimore County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3505 BEACH RD, MIDDLE RIVER, MD 21220-2319
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage REAL ROI LLC
May 3, 2024	Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK
Aug 19, 2022	Deed, Transfer DEFINITIVE TITLE, DEFINITIVE TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2024 · Amount on Record
Deed Sale	May 3, 2024 · Amount on Record
Prior Sale	Aug 19, 2022 · Amount on Record
Deed Book / Page	49006 / 113
Prior Transfer Date	Oct 2, 2012
Prior Transfer Doc	0326170407
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Recording Date	Jun 23, 2026
Property Address	3505 BEACH RD, MIDDLE RIVER, MD 21220-2319
Document Number	5144000062
Book / Page	51449 / 62
Instrument Date	Jun 8, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SOLIDIFI TITLE AND CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	6742 PIN TAIL DR, BRECKSVILLE, OH 44141-2845

Mortgage

Document Number	5144000062,
Date	Jun 23, 2026
Book Page	51449/62

Lender

Name	REAL ROI LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.72%
Initial Type	Fixed Rate
Max Rate	-1%

May 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	May 3, 2024
Property Address	3505 BEACH RD, MIDDLE RIVER, MD 21220-2319
Document Number	0490060113
Book / Page	49006 / 113
Map Reference	MB WPC8 FO 24
Instrument Date	Apr 12, 2024
Transaction Type	Transfer
Record Updated	May 14, 2024
Title Company	NOT AVAILABLE, DBA EASTERN TITLE AND STLMT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3505 BEACH RD, MIDDLE RIVER, MD 21220-2319

Mortgage

Document Number	0490060121
Date	May 3, 2024
Instrument	49006-0121

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2054

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Aug 19, 2022
Property Address	3505 BEACH RD, MIDDLE RIVER, MD 21220-2319
Document Number	0472800142
Book / Page	47280 / 142
Map Reference	MB WPC 8 FO 24
Instrument Date	Aug 4, 2022
Transaction Type	Transfer
Record Updated	Aug 30, 2022
Title Company	DEFINITIVE TITLE, DEFINITIVE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	931 SAHLIN FARM RD, ANNAPOLIS, MD 21401-6587

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,230.00 (+14.93%)	$776,800 (+438.32%)	$888,800 (+515.94%) Land $353,300 Building $535,500
2024	$8,901.00 (+261.54%)
2023	$2,462.00	$144,300 Land $144,300	$144,300 Land $144,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 68 policies
Nearby Flood Policies	68 in force
Nearby Flood Claims	66 (1978–2024)
Claims Outside the SFHA	3 of 66
Most Recent Claim	Aug 2024 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Hurricane Isabel, Sep 2003 · 43 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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