3505 128th St E, Tacoma, WA 98446 Property Records

Pierce County property record for 3505 128th St E, Tacoma, WA 98446

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,880 sqft · built 1911
Lot Size	0.896 acres (39,030 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,123 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Nov 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`031911-4-083`

Property Details

APN / Parcel Number

Primary APN	`031911-4-083`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,880 sqft Living Area
Gross Area	2,364 sqft
1st Floor Area	1,880 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1980
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	39,030 sqft (0.896 acres)
Lot Width	150 ft Width
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	8 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	1,297 sqft
Deck Area	234 sqft
Patio Area	54 sqft
Storage Building	252 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	3505 128TH ST E
City	TACOMA
State	WA
Zip	98446-3119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSEP
Legal Description	SECTION 11 TOWNSHIP 19 RANGE 03 QUARTER 44 : PARCEL B OF DBLR 91-07-18-0333 DESC AS THAT POR OF E 1/2 OF W 1/2 OF SE OF SE DESC AS BEG AT SW COR SD SUBD TH E 150 FT TH N 871 FT TH W 150 FT TH S 871 FT TO POB EXC RDS EXC N 2 AC OUT OF 4-036 SEG E0384M
Legal Range	03
Legal Township	19
Legal Section	11
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	2
Census Block	2024
Census Tract	71305

Owner

3505 128th St E is owned and occupied by two individuals who acquired it in January 1994.

Source: Pierce County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3505 128TH ST E, TACOMA, WA 98446-3119
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2023	Deed of Trust, Mortgage · Conventional Mortgage MLD MORTGAGE
Nov 15, 2021	Intrafamily Transfer, Transfer · Stand-Alone Refinance NEW HOME LENDING COMPANY LLC
Dec 20, 2018	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 24, 1994
Transfer Doc	0000000914
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	3505 128TH ST E, TACOMA, WA 98446-3119
Transaction Type	Mortgage
Record Updated	Oct 27, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 117TH ST S, TACOMA, WA 98444-3905

Mortgage

Document Number	0004280293
Date	Apr 28, 2023
Instrument	202304280293

Lender

Name	MLD MORTGAGE
Type	Mortgage Company
Address	FLORHAM PARK, NJ 07932

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PIERCE WA
Recording Date	Nov 15, 2021
Property Address	3505 128TH ST E, TACOMA, WA 98446-3119
Document Number	0011151199
Map Reference	DOC 9107180333
Instrument Date	Nov 12, 2021
Instrument	202111151199
Transaction Type	Transfer
Record Updated	Oct 27, 2023
Title Company	WFG NATIONAL TITLE COMPANY/WA LLC, WFG NATL TTL CO OF WA LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 117TH ST S, TACOMA, WA 98444-3905

Mortgage

Document Number	0011151200
Date	Nov 15, 2021
Instrument	202111151200

Lender

Name	NEW HOME LENDING COMPANY LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	3505 128TH ST E, TACOMA, WA 98446-3119
Document Number	1901100097
Instrument Date	Dec 20, 2018
Transaction Type	Mortgage
Record Updated	Jan 23, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3405 128TH ST E TACOMA WA 98446, TACOMA, WA 98446

Mortgage

Document Number	1901100097
Date	Jan 10, 2019
Instrument	201901100097

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jan 9, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3505 128th St E was $8,123, up 1% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Franklin Pierce School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$691,600 Land $220,600 Building $471,000	$691,600 Land $220,600 Building $471,000
2025	$8,123.00 (+10.04%)
2024	$7,382.00 (+21.1%)	$645,900 (+18.23%) Land $206,200 Building $439,700	$645,900 (+18.23%) Land $206,200 Building $439,700
2023	$6,096.00	$546,300 Land $226,300 Building $320,000	$546,300 Land $226,300 Building $320,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3505 128th St E in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1996 · High Winds, Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3505 128th St E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TACOMA WATER DIVISION serves 446,245 people · EPA ID WA5386800
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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