3504 Westerham Dr, Clermont, FL 34711 Property Records

Lake County property record for 3504 Westerham Dr, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,545 sqft · built 1997
Lot Size	0.144 acres (6,278 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (Jun 2023)
Tax Bill	$5,290 (2025)
Deeds & Mortgages	May 2026 Sale May 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-23-26-0200-000-42600`

Property Details

APN / Parcel Number

Primary APN	`04-23-26-0200-000-42600`
Alternative APNs	`262304020000042600` `3770544`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,545 sqft Living Area
Gross Area	2,192 sqft
1st Floor Area	1,545 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2023
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,278 sqft (0.144 acres)
View / Lot	Golf Course
Garage Type	Attached
Garage Area	427 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed/Finished Porch
Porch Area	296 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3770544
Street Address	3504 WESTERHAM DR
City	CLERMONT
State	FL
Zip	34711-6943
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	CLERMONT BRIGHTON AT KINGS RIDGE PHASE I SUB LOT 426 PB 38 PGS 7-8 ORB 6367 PG 2246
Legal Range	26E
Legal Township	23S
Legal Section	4
Legal Subdivision	CLERMONT BRIGHTON AT KINGS RIDGE PHASE I
Legal Tract	0200
Legal Block	3
Legal Lot Number	426
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	3
Census Block	3014
Census Tract	31308

Owner

Source: Lake County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3504 WESTERHAM DR, CLERMONT, FL 34711-6943
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
May 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage RELIANCE FIRST CAPITAL
Apr 6, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jun 22, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2023 · Amount on Record
Deed Sale	Jun 22, 2023 · Amount on Record
Prior Sale	Apr 19, 2000 · Amount on Record
Deed Document Number	202374466
Deed Book / Page	6163 / 2062
Last Transfer Date	Apr 2, 2026
Transfer Doc	0000040945
Record Updated	Sep 20, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LAKE FL
Recording Date	May 20, 2026
Property Address	3504 WESTERHAM DR, CLERMONT, FL 34711-6943
Document Number	0000062016
Book / Page	6742 / 889
Instrument Date	May 19, 2026
Instrument	202662016
Transaction Type	Transfer
Record Updated	Jun 3, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	3504 WESTERHAM DR, CLERMONT, FL 34711-6943

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Recording Date	May 12, 2026
Property Address	3504 WESTERHAM DR, CLERMONT, FL 34711-6943
Document Number	0000058560
Book / Page	6737 / 2208
Instrument Date	May 5, 2026
Instrument	202658560
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3504 WESTERHAM DR, CLERMONT, FL 34711-6943

Mortgage

Document Number	0000058560,
Date	May 12, 2026
Book Page	6737/2208
Instrument	202658560

Lender

Name	RELIANCE FIRST CAPITAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE FL
Recording Date	Apr 6, 2026
Property Address	3504 WESTERHAM DR, CLERMONT, FL 34711-6943
Document Number	0000040945
Book / Page	6713 / 1005
Instrument Date	Apr 2, 2026
Instrument	202640945
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3504 WESTERHAM DR, CLERMONT, FL 34711-6943

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jun 22, 2023
Property Address	3504 WESTERHAM DR, CLERMONT, FL 34711-6943
Document Number	0061632062
Book / Page	6163 / 2062
Map Reference	MB 38 PG 7&8
Instrument Date	Jun 20, 2023
Instrument	2023074466
Transaction Type	Transfer
Record Updated	Jul 5, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$2,135.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3504 WESTERHAM DR, CLERMONT, FL 34711-6943

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4504 HORSESHOE PIKE DR, CLERMONT, FL 34711

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$317,198 (-) Land $120,000 Building $197,198	$317,198 (-) Land $120,000 Building $197,198
2025	$5,290.00 (-2.02%)	$317,198 (+112.31%) Land $120,000 Building $197,198	$317,198 (+2.19%) Land $120,000 Building $197,198
2024	$5,399.00 (+187.64%)
2023	$1,877.00 (+3.7%)	$149,400 (+3%)	$310,395 (+14.79%) Land $120,000 Building $190,395
2022	$1,810.00 Homeowner's exemption	$145,050	$270,395 Land $80,000 Building $190,395

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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