3504 Locust St, Rowlett, TX 75089 Property Records

Dallas County property record for 3504 Locust St, Rowlett, TX 75089

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,654 sqft · built 1987
Lot Size	0.195 acres (8,496 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Jul 2020)
Tax Bill	$5,783 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`44-00158-003-012-0000`

Property Details

APN / Parcel Number

Primary APN	`44-00158-003-012-0000`
Alternative APN	`440015800301200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,654 sqft Living Area
1st Floor Area	1,654 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,496 sqft (0.195 acres)
Lot Dimensions	130 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	479 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	440015800301200
Street Address	3504 LOCUST ST
City	ROWLETT
State	TX
Zip	75089-3449
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z236
Legal Description	FLOWER HILL 4 BLK 3 LOT 12 INT202000178728 DD07092020 CO-DC 0015800301200 1CW00158003
Legal Subdivision	FLOWER HILL 4
Legal Tract	158
Legal Block	3
Legal Lot Number	12
Jurisdiction	DALLAS TX
Township / Civil Division	NORTHEAST DALLAS
Census Block Group	2
Census Block	2000
Census Tract	18140

Owner

3504 Locust St is owned and occupied by an individual who bought it in July 2020.

Source: Dallas County records, as of August 10, 2026

Owner of Record	Individual Name on File
Mailing Address	3504 LOCUST ST, ROWLETT, TX 75089-3449
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2020	Vendor's Lien, Transfer · Stand-Alone First Mortgage BANK OF THE OZARKS
Nov 27, 2017	Deed of Trust, Mortgage FIRST CHOICE LN SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2020 · Amount on File
Deed Sale	Jul 13, 2020 · Amount on File
Prior Sale	Feb 22, 2016 · Amount on File
Deed Document Number	2020178728
Prior Transfer Date	Jul 9, 2020
Prior Transfer Doc	0000178728
Record Updated	Sep 20, 2026

July 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DALLAS TX
Recording Date	Jul 13, 2020
Property Address	3504 LOCUST ST, ROWLETT, TX 75089-3449
Document Number	202000178728
Map Reference	VOL 84048 PG 4351
Instrument Date	Jul 9, 2020
Instrument	202000178728
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	CTDAL

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3504 LOCUST ST, ROWLETT, TX 75089-3449

Mortgage

Document Number	202000178729
Date	Jul 13, 2020
Instrument	202000178729

Lender

Name	BANK OF THE OZARKS
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	3504 LOCUST ST, ROWLETT, TX 75089-3449
Document Number	0000337655
Instrument Date	Nov 27, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3504 LOCUST ST ROWLETT TX 750893449, ROWLETT, TX 75089-3449

Mortgage

Document Number	0000337655
Date	Dec 1, 2017
Instrument	337655

Lender

Name	FIRST CHOICE LN SVCS
Type	Funding / Finance Company
Address	EAST BRUNSWICK, NJ 08816

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 30, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3504 Locust St was $5,783 with exemptions applied, up 10.2% from the year before.

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	Rowlett City
Unified School District	Garland Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$329,810 (-) Land $65,000 Building $264,810	$329,810 (-) Land $65,000 Building $264,810
2025	$5,783.00 (+10.22%) Homeowner's exemption	$329,810 Land $65,000 Building $264,810	$329,810 Land $65,000 Building $264,810
2024	$5,247.00 (+15.32%)
2023	$4,550.00 (-3.87%) Homeowner's exemption	$262,540 Land $55,000 Building $207,540	$262,540 Land $55,000 Building $207,540
2022	$4,733.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3504 Locust St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3504 Locust St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROWLETT serves 68,123 people · EPA ID TX0570056
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 826 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Nextlink.

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