3504 Lake Shore Ave, Fallbrook, CA 92028 Property Records

San Diego County property record for 3504 Lake Shore Ave, Fallbrook, CA 92028

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,149 sqft · built 2001
Lot Size0.126 acres (5,497 sqft)
Owner2 Individual Names on Record
Last Sale$466,000 (Mar 2017)
Tax Bill$3,858 (2025)
Deeds & MortgagesJun 2019 Mortgage
Mar 2020 Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APN125-271-45-00

Property Details

APN / Parcel Number

Primary APN125-271-45-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,149 sqft Living Area

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Lot Area5,497 sqft (0.126 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address3504 LAKE SHORE AVE
CityFALLBROOK
StateCA
Zip92028-7855
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRV
Legal DescriptionLOT 168 TR 012710
Legal SubdivisionNO 4249-2
Legal Tract012710
Legal Block1
Legal Lot Number168
JurisdictionSAN DIEGO CA
Township / Civil DivisionPAUMA VALLEY
Census Block Group1
Census Block1004
Census Tract19109

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3504 LAKE SHORE AVE, FALLBROOK, CA 92028-7855
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2019Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MORTGAGE
Mar 18, 2020Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MORTGAGE
Sep 10, 2018Deed of Trust, Mortgage · VA Mortgage
CALIBER HM LOANS
Mar 20, 2017Grant Deed, Transfer · VA Mortgage
CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 20, 2017 · Amount on Record
Deed SaleMar 20, 2017 · Amount on Record
Prior SaleApr 5, 2002 · Amount on Record
Deed Document Number2017126472
Record UpdatedSep 20, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3504 LAKE SHORE AVE, FALLBROOK, CA 92028-7855
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000250266
DateJun 26, 2019
Instrument2019-0250266
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2049

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3504 LAKE SHORE AVE, FALLBROOK, CA 92028-7855
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000140153
DateMar 18, 2020
Instrument2020-0140153
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2050

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3504 LAKE SHORE AVE, FALLBROOK, CA 92028-7855
Document Number0000383648
Instrument DateSep 10, 2018
Transaction TypeMortgage
Record UpdatedSep 24, 2018
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3504 LAKE SHORE AVE FALLBROOK CA 920287855, FALLBROOK, CA 92028-7855

Mortgage

Document Number0000383648
DateSep 14, 2018
Instrument383648
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 13, 2048

March 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 20, 2017
Property Address3504 LAKE SHORE AVE, FALLBROOK, CA 92028-7855
Document Number0000126472
Map ReferenceMAP12710
Instrument DateFeb 21, 2017
Instrument2017-0126472
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyTICOR TITLE SAN DIEGO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3504 LAKE SHORE AVE, FALLBROOK, CA 92028-7855

Mortgage

Document Number0000126473
DateMar 20, 2017
Instrument2017-0126473
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictBonsall Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$551,642 (+2%) Land $175,516 Building $376,126
2025$3,858.00 (+1.96%)$540,826 (+4.04%) Land $172,075 Building $368,751
2023$3,784.00 (-0.47%)$519,827 Land $165,394 Building $354,433
2022$3,802.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 40% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAINBOW MUNICIPAL WD
serves 23,536 people · EPA ID CA3710016
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
San Diego Broadband
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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