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3504 Flat River Dr, Durham, NC 27703 Property Records

Durham County property record for 3504 Flat River Dr, Durham, NC 27703 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,971 sqft · built 2016
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on File
Last Sale$390,500 (Jul 2016)
Tax Bill$7,175 (2025)
Deeds & MortgagesJul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN0850-71-6843

Property Details

APN / Parcel Number

Primary APN0850-71-6843
Alternative APNs
  • 0850-71-68-4350
  • 219156

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,971 sqft Heated Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleConventional
Lot Area6,098 sqft (0.14 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address3504 FLAT RIVER DR
CityDURHAM
StateNC
Zip27703-8390
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBRIGHTLEAF @ THE PARK/TR# 13B/PH:03/LT#633 PL:000195-000110
Legal SubdivisionBRIGHTLFPK/TR:13B
Legal Phase03
Legal Tract13
Legal Lot Number633
JurisdictionDURHAM NC
Township / Civil DivisionOAK GROVE
Census Block Group4
Census Block4018
Census Tract1808

Owner

Source: Durham County records · APN 0850-71-6843

Assessment roll updated September 23, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3504 FLAT RIVER DR, DURHAM, NC 27703-8390
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 29, 2016 · Amount on Record
Deed SaleJul 29, 2016 · Amount on Record
Prior SaleDec 18, 2015 · Amount on Record
Deed Document Number201625582
Deed Book / Page7987 / 415
Prior Transfer DateDec 17, 2015
Prior Transfer Doc0078430600
Record UpdatedJun 08, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDURHAM NC
Property Address3504 FLAT RIVER DR, DURHAM, NC 27703-8390
Transaction TypeMortgage
Record UpdatedAug 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0094060016
DateJul 23, 2021
Book Page9406/16
Instrument2021037309
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueAug 01, 2041

Tax Assessment & Valuation

Source: Durham County records · Assessment roll updated September 23, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyDurham County
MunicipalityDurham City
Unified School DistrictDurham Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,175.00 (+35.48%)$723,857 (+79.01%) Land $111,150 Building $612,707$723,857 (+79.01%) Land $111,150 Building $612,707
2023$5,296.00 (+2.34%)$404,377 Land $71,125 Building $333,252$404,377 Land $71,125 Building $333,252
2022$5,175.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Durham County (37063C), updated June 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370630018084, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 13 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies13 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 8,333 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 41 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Google FiberFiber8,000 / 8,000
FrontierFiber1,000 / 100
SpectrumCable1,000 / 35
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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